Northwest Justice Project: Foreclosure Mediation in Washington State

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Northwest Justice Project: Foreclosure Mediation in Washington State


A basic introduction to Washington’s new mediation process for homeowners facing foreclosure. Current as of December 2011. You can help us make NJP’s videos better! Please let us know what you thought about the video by answering this brief survey:

Welcome to the Northwest Justice Project’s webcast about Foreclosure Mediation in Washington State.

The foreclosure process can be a long and bumpy road… but some people facing foreclosure in Washington now have another path to stay in their home: Mediation.

Your bank or mortgage company now must tell you about your new options before foreclosure. After you miss a few payments, you should receive a written “Notice of Pre-Foreclosure Options.”

You then have thirty days to ask for a meeting with your bank to talk about alternatives to foreclosure. This first meeting is not mediation, but if you and the bank don’t agree on a plan, an attorney or housing counselor can help you take the next step: asking for mediation.

You have to have a referral from an attorney or counselor to get to go to mediation. If you haven’t talked to a housing counselor or attorney about your options, do it right now. He or she can discuss whether you qualify and then send a mediation request form to the state’s Department of Commerce.

Find more information on housing counselors from the Homeownership Resource Center at 1-877-894-HOME. You may also get a referral or qualify for free legal help from the Northwest Justice Project. Call 1-800-606-4819.

After the request is sent, watch your mailbox. You should get some important instructions, and a list of documents you’ll need to bring to the upcoming mediation. Try to hustle and gather the paperwork together. Your attorney or housing counselor can help you. You must send copies of your documents to the bank and mediator at least 10 days before the mediation day.

You and the mortgage company will split the cost of the 0 mediation fee.
To avoid foreclosure, you’ll have to do some more homework. Mediation is your chance to show why you should stay in your home. You’ll get to explain why you fell behind. And you’ll also have to show a detailed financial plan showing how you’ll keep up with payments in the future. Talk to an attorney or housing counselor for help on writing up your proposal.

It’s important to have a realistic proposal; you probably won’t be able to stay in your house If you don’t have enough income to pay even a reduced loan payment.

On the day of your mediation, show up early. Bring all your documents and extra copies. So, who’s going to be in the mediation room? The bank’s attorney will be there… and another person from the bank (probably on a speaker phone). Your attorney or housing counselor might be there, or you can bring a friend or family member for support. And of course you’ll be there.

And then the mediator— the mediator is kind of like a judge. She won’t take sides between you and the bank. But unlike a judge, she can’t order you or the bank to do something. It’s okay to ask the mediator questions about the process or the bank’s documents if you don’t understand.

When the mediation starts, you will have time to show your documents and explain your proposal to pay. Be completely honest if you get asked any questions.

Then someone from the bank will tell the bank’s side of the story. The bank will have math calculations to show how much it would cost the bank to foreclose compared with allowing you to stay but with a reduced loan payment.

If you don’t make a new payment agreement, be prepared to discuss your other options such as a later move-out date or short-sale. You should talk about these options with your housing counselor or attorney before the mediation so you’re ready.

Mediation Services Brisbane Qld

If you and the bank agree on a new plan, make sure you understand exactly what you’ll owe, and when. You can ask the mediator to help put it in writing, and have everybody sign it for proof. Your new payment plan may include a trial period to make sure you can really make the reduced payments. These are the most important payments you will make, because if you miss one, you won’t get a full loan modification and the bank may start foreclosure again.

Stick to the plan, though, and you may be able to stay in your home.

*** *** ***

This video was produced in December 2011. The laws may have changed since that time. This video provides general information only. Your situation may be very different than those shown in this video. This video is not a substitute for talking to a lawyer about your unique situation. It does not create an attorney-client relationship. It cannot predict or guarantee an outcome in any proceedings related to foreclosure mediation.

Mediation: Party 1’s Opening Comments

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Mediation: Party 1’s Opening Comments


This is a video clip from the OvalOptions Mediation Training Video. Learn more at http://www.OvalOptions.com/Videos

Our mediation training video gives a realistic example of a workplace mediation scenario. Viewers can watch the video to analyze the various sections of the mediation process, debate the mediator’s skills and techniques, and examine the outcome.

Who should use this training video:
• Mediation trainers who want a good example to show their classes. All students can order the workbook for free from our website.
• New or experienced mediators who want a good continuing education exercise. You can watch the video and answer the questions in the supplemental workbook.
• If you are serious about perfecting your mediation skills, this video is for you!

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What is mediation? After your auto accident

Posted on in Sunshine Coast Mediation Specialists

What is mediation? After your auto accident


http://thehartmanlawfirm.com/ 843-300-7600

What is mediation? Can you participate in mediation when there has been a car accident?

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Mediation Module Example: From Scratch To Test (example for a friend)

Posted on in Mediation Services Brisbane Qld

Mediation Module Example: From Scratch To Test (example for a friend)


A friend of mine asked for a Mediation Module example, then I produced this simple and short video, showing how to build a “Hello World” style mediation module in IBM WID. Ignore the background noise (if you can :p )

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Parenting Time Agreement & Visitation Schedule

Posted on in Sunshine Coast Mediation Specialists

Parenting Time Agreement & Visitation Schedule


http://www.commandthecourtroom.com

Train your mind to think & your mouth to speak when you go into court for your child custody decision making or parenting time hearing.

How to prepare for a child custody hearing is crucial when you are in a custody battle. If a mother and father have joint custody they must appear in court and the judge must rule on a parenting time schedule and calendar. Last week I was in court representing my client who was the mother in a hotly contested divorce & custody case regarding parenting time for 2 young children.

In preparing her case in the 2 weeks leading up to the hearing, I conditioned the Mother to think in terms of what is best for the children. The mother and father were trying to put together a parenting time schedule and each presented their own schedule. What I stressed to my client is that she needed to create a schedule that worked best for her children and not herself.

So instead of testifying how her proposed schedule was good because it worked around her ‘work’ schedule she spoke about why the schedule was best for her children.

In contrast the father in the case only spoke about what was convenient for him, that worked around his work schedule. It was all about him.

When asking a judge to rule in your case you must remember that is not about you.

When you are at a custody trial and in the courtroom it is all about the children. Whatever you say, present or propose must always been in the best interest of the children. The judge will rule on what creates the most consistency and stability for the children.

So you should train your mind to make this about the children and give testimony and the reasons why the schedule you are proposing will create the most consistency and stability for the children.

Wendy Hernandez is a divorce attorney in Phoenix, AZ. Her areas of practice include divorce, child support, child custody, alimony and division of property.

Law Firm Website: http://www.hernandezfirm.com
Facebook: https://www.facebook.com/HernandezFamilyLaw/
Twitter: https://twitter.com/hfamilylaw
YouTube Channel: https://www.youtube.com/user/WendyRaquelHernandez

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What is Mediation? | Southern California Personal Injury Lawyer Discusses

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What is Mediation? | Southern California Personal Injury Lawyer Discusses


What is a mediation? What is the point of a mediation?

http://www.davidrickslaw.com/
David Ricks Inland Empire Law Group handles personal injury in Rancho Cucamonga and throughout the Inland Empire in southern California. David became a lawyer to help people. We hope you find these videos to be beneficial in your search for information or a personal injury trial lawyer.

We provide legal services in the following personal injury practice areas:
*Car, Truck, Motorcycle, Pedestrian, and Cyclist Accident Cases
*Slip and Fall Accidents and Premises Liability Cases
*Dog Bite and Animal Attack Cases
*Medical Malpractice and Surgical Error Cases
*Wrongful Death Cases

8600 Utica Ave., Suite 200
Rancho Cucamonga, CA 91730
TELEPHONE: (909) 481-0100

I often get asked: what is mediation? Mediation is a time when the two parties can sit down and try to resolve their differences without going to trial. Sometimes we do mediation before we even file the lawsuit, sometimes we might have to file the lawsuit and during the course of that proceeding we decide to sit down and mediate the case. Mediation means you’re getting together, you’re trying to resolve your differences, trying to find some point where each side will agree. In other words, that the plaintiff, the person making the claim, will agree to accept a certain number, the defendant or their insurance company agrees to pay that number, that dollar amount, to resolve the claim. Mediation is very helpful in getting us to that point. If you don’t mediate the case, or you don’t resolve the case, you’re going to end up in trial. Now, ninety-five percent of all cases settle before trial. If it wasn’t that way we’d swap the court system. So, it’s really important that you have an attorney that is skilled in mediation; in other words, skilled in the ways of negotiating a case to a resolution. Otherwise you are going to take away the opportunity for you to decide on how much your case is going to settle for, and you’re going to turn it over to a jury or a judge who don’t really know you and they’re going to make that decision. Now, if the defense is not willing to pay enough money to make you interested in settling the case, or if you’re on the defense side and the plaintiff wants too much, for example, then you’re not going to get the case settled. You can walk away from the mediation and you can go and take your chances at trail. I have had a lot of success at mediation in bringing a case to its conclusion at that point in time. And it’s really a great thing, I think, that everyone should go through if you have a case that’s difficult, or the parties can’t seem to get to a point of resolving it, mediation is very helpful.

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What Makes For an Effective Mediation in a Personal Injury Case? | Boston Personal Injury Attorneys

Posted on in Sunshine Coast Mediation Specialists

What Makes For an Effective Mediation in a Personal Injury Case? | Boston Personal Injury Attorneys


http://www.feinbergalban.com | Call us (617) 232-5950
Boston personal injury attorney Robert Feinberg answers the question “What Makes For an Effective Mediation in a Personal Injury Case?”

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SmartPLS: Multigroup moderation and moderated mediation

Posted on in Mediation Services Brisbane Qld

SmartPLS: Multigroup moderation and moderated mediation


In this video I discuss and demonstrate how to do a multigroup moderation and moderated mediation analysis in SmartPLS.

I now have an article published that cites this video.
Paul Benjamin Lowry and James Gaskin (2014). “Partial least squares (PLS)structural equation modeling (SEM) for building and testing behavioral causal theory: When to choose it and how to use it,” IEEE Transactions on Professional Communication (57:2), pp. 123-146.
http://www.kolobkreations.com/PLSIEEETPC2014.pdf

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Mediation | Arbitration for Real Estate & Land Use – Better Than Bankruptcy

Posted on in Sunshine Coast Mediation Specialists

Mediation | Arbitration for Real Estate & Land Use – Better Than Bankruptcy


http://bertramadr.com

What I’ve learned mediating and arbitrating real estate cases for many years is that disputes involving real property often arouse passions every bit as intense as those seen in divorce and estate litigation. Real estate cases also often involve arcane chain of title issues, boundary locations, land use restrictions and condemnation, trespass,
environmental damage, nuisance, leasing, suits against agents and brokers, etc.

Real property is very important to people, both emotionally and financially. They can be just as heated as a contentious divorce dispute, for example. At the same time as they inspire difficult emotions, they can involve very arcane technical and historical issues that are sometimes very difficult to understand and follow.

Early mediation of real estate disputes and land use disputes is almost always advantageous, as it is in other kinds of cases. A principle reason involves title and the ability to sell or finance real estate. In real estate litigation involving property that is financed, litigation itself often jeopardizes the financing of the property. Litigation makes property impossible to sell because of a cloud on title.

So, in terms of the property owner, early mediation is always a good idea, otherwise, the property owner is paralyzed until the conclusion of the dispute. And that paralysis can take years.

In addition, if the dispute involves land use, the resolution of the dispute can take many years. I was the lawyer a number of years ago in a civil rights land use case that took seven years just to obtain the right to go to a jury trial. And in that time, my client went bankrupt. Most entities would. The passage of time is usually not going to help clarify ownership to property, or what parties can do with it, or what they can’t do with it.

So, this state of paralysis is inimitable to business, and it doesn’t help private property owners either. They can’t dispose of their property, they may not be to use it the way they want. And they live in a world of uncertainty until trial, or until trial and appeal. And the whole prospect can be financially ruinous and emotionally very, very stressful.

Successful mediation and arbitration of real property disputes requires considerable experience and I’m fortunate to have it. Prior to becoming a full time neutral, I served as corporate counsel for Washington State’s then largest commercial real estate developer. In that role, I regularly encountered some or all of the above real estate issues.

Later, I represented the prevailing party in what remains a landmark Washington land use case. Currently, real estate disputes represent a significant portion of my mediation and arbitration work. Recently I’ve successfully mediated flooding and boundary disputes involving private property owners and governmental agencies, a protracted commercial leasing dispute involving a technology manufacturer and its landlord and a condemnation action brought against a commercial property owner by a municipality seeking to widen an important arterial.

My real estate arbitration experience has included but has not been limited to a multi-million dollar breach of contract action by a private developer against a Port district for alleged failure to perform, partnership and/or joint venture disputes involving commercial building owners, alleged breaches of commercial leases involving substantial tenant improvement and other issues under various leases and disputes involving owners of real estate agencies and mortgage companies and escrow agencies.

I’m confident that my real estate mediation and arbitration experience can benefit you or your client if or when you confront a real property dispute.

Bertram Dispute Resolution, Inc.
316 Occidental Avenue South, Suite 500
Seattle, WA 98104
(206) 624-3388

Gregg Bertram Qualifications:

Gregg Bertram has resolved thousands of cases in 22 years as one of the Pacific Northwest’s most recognized mediators and arbitrators.

From 2000 to 2008 Gregg was a principal at JAMS, the nationwide provider of alternative dispute resolution services, and before that was affiliated with Washington Arbitration and Mediation Services, where he earned the “Master Mediator” designation. Prior to full-time ADR practice, Gregg was a practicing attorney.

Gregg is a board member of the Federal Bar Association Alternative Dispute Resolution Section, and is an American Arbitration Association mediator and Arbitrator. He is also an accredited neutral of the World Intellectual Property Organization and International Center of Dispute Resolution.

Gregg is past chair of the ADR committee of the Washington State Bar Association. He has been recognized as a “Super Lawyer”® for ten consecutive years in Washington Law & Politics magazine, and has received repeated recognition in Seattle Magazine peer surveys as a “Top Lawyer.”

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6. Serial Mediation using Process Macro {Watch in HD Only}

Posted on in Mediation Services Brisbane Qld

6. Serial Mediation using Process Macro  {Watch in HD Only}


This video tries to explain the working on Serial Mediation through Process Macro.

Word file used in video: https://goo.gl/ktX1k7
Datafile used in video: https://goo.gl/w2j4V3

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What is Mediation in a Personal Injury Case?

Posted on in Sunshine Coast Mediation Specialists

What is Mediation in a Personal Injury Case?


In this video, Little Rock car and truck accident lawyer, Peter Miller, explains what mediation is, and its benefits over taking a personal injury case to trial.

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