Northwest Justice Project: Foreclosure Mediation in Washington State

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Northwest Justice Project: Foreclosure Mediation in Washington State


A basic introduction to Washington’s new mediation process for homeowners facing foreclosure. Current as of December 2011. You can help us make NJP’s videos better! Please let us know what you thought about the video by answering this brief survey:

Welcome to the Northwest Justice Project’s webcast about Foreclosure Mediation in Washington State.

The foreclosure process can be a long and bumpy road… but some people facing foreclosure in Washington now have another path to stay in their home: Mediation.

Your bank or mortgage company now must tell you about your new options before foreclosure. After you miss a few payments, you should receive a written “Notice of Pre-Foreclosure Options.”

You then have thirty days to ask for a meeting with your bank to talk about alternatives to foreclosure. This first meeting is not mediation, but if you and the bank don’t agree on a plan, an attorney or housing counselor can help you take the next step: asking for mediation.

You have to have a referral from an attorney or counselor to get to go to mediation. If you haven’t talked to a housing counselor or attorney about your options, do it right now. He or she can discuss whether you qualify and then send a mediation request form to the state’s Department of Commerce.

Find more information on housing counselors from the Homeownership Resource Center at 1-877-894-HOME. You may also get a referral or qualify for free legal help from the Northwest Justice Project. Call 1-800-606-4819.

After the request is sent, watch your mailbox. You should get some important instructions, and a list of documents you’ll need to bring to the upcoming mediation. Try to hustle and gather the paperwork together. Your attorney or housing counselor can help you. You must send copies of your documents to the bank and mediator at least 10 days before the mediation day.

You and the mortgage company will split the cost of the 0 mediation fee.
To avoid foreclosure, you’ll have to do some more homework. Mediation is your chance to show why you should stay in your home. You’ll get to explain why you fell behind. And you’ll also have to show a detailed financial plan showing how you’ll keep up with payments in the future. Talk to an attorney or housing counselor for help on writing up your proposal.

It’s important to have a realistic proposal; you probably won’t be able to stay in your house If you don’t have enough income to pay even a reduced loan payment.

On the day of your mediation, show up early. Bring all your documents and extra copies. So, who’s going to be in the mediation room? The bank’s attorney will be there… and another person from the bank (probably on a speaker phone). Your attorney or housing counselor might be there, or you can bring a friend or family member for support. And of course you’ll be there.

And then the mediator— the mediator is kind of like a judge. She won’t take sides between you and the bank. But unlike a judge, she can’t order you or the bank to do something. It’s okay to ask the mediator questions about the process or the bank’s documents if you don’t understand.

When the mediation starts, you will have time to show your documents and explain your proposal to pay. Be completely honest if you get asked any questions.

Then someone from the bank will tell the bank’s side of the story. The bank will have math calculations to show how much it would cost the bank to foreclose compared with allowing you to stay but with a reduced loan payment.

If you don’t make a new payment agreement, be prepared to discuss your other options such as a later move-out date or short-sale. You should talk about these options with your housing counselor or attorney before the mediation so you’re ready.

Mediation Services Brisbane Qld

If you and the bank agree on a new plan, make sure you understand exactly what you’ll owe, and when. You can ask the mediator to help put it in writing, and have everybody sign it for proof. Your new payment plan may include a trial period to make sure you can really make the reduced payments. These are the most important payments you will make, because if you miss one, you won’t get a full loan modification and the bank may start foreclosure again.

Stick to the plan, though, and you may be able to stay in your home.

*** *** ***

This video was produced in December 2011. The laws may have changed since that time. This video provides general information only. Your situation may be very different than those shown in this video. This video is not a substitute for talking to a lawyer about your unique situation. It does not create an attorney-client relationship. It cannot predict or guarantee an outcome in any proceedings related to foreclosure mediation.

19 The Discussion Civil Mediation Process Exeter

Posted on in Mediation Services Brisbane Qld

19 The Discussion Civil Mediation Process Exeter

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Mediators granted 7 more days by Court to discuss doctors’ strike

Posted on in Sunshine Coast Mediation Specialists

Mediators granted 7 more days by Court  to discuss doctors’ strike


The Court of Appeal has  granted the mediation team spearheading  talks  to end the ongoing doctor’s strike,  7 more days to complete the process.

The order was granted after the negotiators requested for more time to finalize the talks to enable parties to the dispute to reach an amicable solution to  industrial action which entered its 81st day Thursday.

The  order was given as the Government maintained that implementing the doctors salary demands will negatively impact  the public wage bill and spark-off spiral demands from other civil servants.

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Grand Closing Ceremony of Mediation Process Training Seminar.wmv 【PATTAYA PEOPLE MEDIA GROUP】

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Grand Closing Ceremony of Mediation Process Training Seminar.wmv 【PATTAYA PEOPLE MEDIA GROUP】

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Court of Appeal grants LSK and KNHCR 7 more days for mediation in Doctors’ strike negotiations

Posted on in Sunshine Coast Mediation Specialists

Court of Appeal grants LSK and KNHCR 7 more days for mediation in Doctors’ strike negotiations


Mediators in the on-going Kenyan doctors’ pay dispute now have seven more days to continue with negotiations. The court of appeal granted the law society of Kenya and the Kenya national commission on human rights the extra time after the parties failed to reach a consensus. Talks over the doctors pay dispute resumed this afternoon as the trade union congress of Kenya blamed the salaries and remuneration commission for the current pile of Labour disputes.

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Albie Davis: When a Mediation Process is Over – Mediate.com Video

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Albie Davis: When a Mediation Process is Over – Mediate.com Video


Albie Davis shares her experience being at a conference and talking to a woman who had been through mediation, sharing how it felt when a mediation was finished.

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Court of appeal has granted the LSK mediators seven more days to reach an agreement

Posted on in Sunshine Coast Mediation Specialists

Court of appeal has granted the LSK mediators seven more days to reach an agreement


Mediators in the on-going doctors pay dispute have been given seven more days to continue with negotiation talks. The court of appeal granted the law society of Kenya and the Kenya national commission on human rights the extra time after the parties failed to reach a consensus. Appearing before a three judge bench led by lady justice Hannah Okwnegu the mediators reported progress in the talks but said outstanding issues are still pending.

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For more great content go to http://www.standardmedia.co.ke/ktnnews and download our apps:
http://std.co.ke/apps/#android

KTN News is a leading 24-hour TV channel in Eastern Africa with its headquarters located along Mombasa Road, at Standard Group Centre. This is the most authoritative news channel in Kenya and beyond.

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J. Mike Kaufman, Esq. – Diference between Mediation and Collaborative Divorce Process

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J. Mike Kaufman, Esq. – Diference between Mediation and Collaborative Divorce Process


Mike Kaufman, Esq. explains various alternative dispute resolution options available to couples with specific emphasis on mediation.

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Mutula family agrees on mediation over property dispute

Posted on in Sunshine Coast Mediation Specialists

Mutula family agrees on mediation over property dispute


Feuding family members of the late Senator Mutula Kilonzo have agreed to an out of court negotiations to resolve a bitter dispute over the vast estate he left behind by.
Makueni senator Mutula Kilonzo Junior and his siblings from their father first marriage are contesting a will that gave the control of his assets to their step-mother, Cyrose Nduku.
.

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This is your ideal channel for the latest and breaking news, top stories, politics, business, sports, lifestyle and entertainment from Kenya and around the world.

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Mediation After The Divorce Process Has Started | Family Lawyer Ventura

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Mediation After The Divorce Process Has Started | Family Lawyer Ventura


http://www.westlakedivorceattorney.com/ How to Choose a Divorce Attorney in Westlake Village, Ca. When it’s time to find a divorce attorney, let’s face it: it’s not a happy time in your life. There’s a lot going on that you have on your mind, and between problems in your personal life and maintaining a solid professional life at work, it can seem a bit overwhelming. And we know that “a bit overwhelming” might sound like the understatement of the year to you. Call (805) 497-7474 for immediate attention or Free Consultation.

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San Francisco Divorce Mediation

Posted on in Sunshine Coast Mediation Specialists

San Francisco Divorce Mediation


San Francisco Divorce Solutions- Divorce Mediator
Call Liaise Solutions at 415-399-8824 or visit http://www.liaisesolutions.com
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DIVORCE -DO NOT LITIGATE — BE SMART — CHOOSE MEDIATION
Don’t make the mistake of suing your spouse to end your marriage! If you think about it, the very concept is absurd. If you were ending, for example, a 12 year business partnership, 99 times out of 100, all you would have to do is sit down with your partner — divide up the assets — divide up the liabilities — shake hands and part ways. Ending a marriage can be done the same way. It is a bit more complicated because there can be issues of child and spousal support, but the important point is that it doesn’t have to be a battle! The expert mediators at Liaise can help you and your spouse navigate through the complexities and arrive at an agreement that is the negotiated blueprint for ending your marriage. That agreement is presented to the Court and becomes the Judgment ending your marriage. You never have to appear in Court. You save 10s of thousands of dollars. You don’t ruin your family by engaging in a huge fight and you are better able to get on with your life.

Divorce -Do Not Litigate — Be Smart — Choose Mediation
So like Yogi Berra says, don’t make the wrong mistake and don’t forget that the mental part is half the battle.
Do yourself, your family, and your financial wellbeing a favor and choose Liaise Divorce Solutions, LLC to help you navigate the treacherous waters of managing the expensive and painful situations of dissolution. Call Liaise Solutions at 415-399-8824 or visit http://www.liaisesolutions.com

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