Northwest Justice Project: Foreclosure Mediation in Washington State

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Northwest Justice Project: Foreclosure Mediation in Washington State


A basic introduction to Washington’s new mediation process for homeowners facing foreclosure. Current as of December 2011. You can help us make NJP’s videos better! Please let us know what you thought about the video by answering this brief survey:

Welcome to the Northwest Justice Project’s webcast about Foreclosure Mediation in Washington State.

The foreclosure process can be a long and bumpy road… but some people facing foreclosure in Washington now have another path to stay in their home: Mediation.

Your bank or mortgage company now must tell you about your new options before foreclosure. After you miss a few payments, you should receive a written “Notice of Pre-Foreclosure Options.”

You then have thirty days to ask for a meeting with your bank to talk about alternatives to foreclosure. This first meeting is not mediation, but if you and the bank don’t agree on a plan, an attorney or housing counselor can help you take the next step: asking for mediation.

You have to have a referral from an attorney or counselor to get to go to mediation. If you haven’t talked to a housing counselor or attorney about your options, do it right now. He or she can discuss whether you qualify and then send a mediation request form to the state’s Department of Commerce.

Find more information on housing counselors from the Homeownership Resource Center at 1-877-894-HOME. You may also get a referral or qualify for free legal help from the Northwest Justice Project. Call 1-800-606-4819.

After the request is sent, watch your mailbox. You should get some important instructions, and a list of documents you’ll need to bring to the upcoming mediation. Try to hustle and gather the paperwork together. Your attorney or housing counselor can help you. You must send copies of your documents to the bank and mediator at least 10 days before the mediation day.

You and the mortgage company will split the cost of the 0 mediation fee.
To avoid foreclosure, you’ll have to do some more homework. Mediation is your chance to show why you should stay in your home. You’ll get to explain why you fell behind. And you’ll also have to show a detailed financial plan showing how you’ll keep up with payments in the future. Talk to an attorney or housing counselor for help on writing up your proposal.

It’s important to have a realistic proposal; you probably won’t be able to stay in your house If you don’t have enough income to pay even a reduced loan payment.

On the day of your mediation, show up early. Bring all your documents and extra copies. So, who’s going to be in the mediation room? The bank’s attorney will be there… and another person from the bank (probably on a speaker phone). Your attorney or housing counselor might be there, or you can bring a friend or family member for support. And of course you’ll be there.

And then the mediator— the mediator is kind of like a judge. She won’t take sides between you and the bank. But unlike a judge, she can’t order you or the bank to do something. It’s okay to ask the mediator questions about the process or the bank’s documents if you don’t understand.

When the mediation starts, you will have time to show your documents and explain your proposal to pay. Be completely honest if you get asked any questions.

Then someone from the bank will tell the bank’s side of the story. The bank will have math calculations to show how much it would cost the bank to foreclose compared with allowing you to stay but with a reduced loan payment.

If you don’t make a new payment agreement, be prepared to discuss your other options such as a later move-out date or short-sale. You should talk about these options with your housing counselor or attorney before the mediation so you’re ready.

Mediation Services Brisbane Qld

If you and the bank agree on a new plan, make sure you understand exactly what you’ll owe, and when. You can ask the mediator to help put it in writing, and have everybody sign it for proof. Your new payment plan may include a trial period to make sure you can really make the reduced payments. These are the most important payments you will make, because if you miss one, you won’t get a full loan modification and the bank may start foreclosure again.

Stick to the plan, though, and you may be able to stay in your home.

*** *** ***

This video was produced in December 2011. The laws may have changed since that time. This video provides general information only. Your situation may be very different than those shown in this video. This video is not a substitute for talking to a lawyer about your unique situation. It does not create an attorney-client relationship. It cannot predict or guarantee an outcome in any proceedings related to foreclosure mediation.

Against Integrative Bargaining

Posted on in Sunshine Coast Mediation Specialists

Against Integrative Bargaining


October 3, 2007
Speaker: Russell Korobkin, Professor of Law, University of California, Los Angeles
Presented by: Center for the Interdisciplinary Study of Conflict & Dispute Resolution (CISCDR)

Summary: CISCDR Distinguished Scholar-in-Residence Lecture

For the last quarter-century, the heart of negotiation theory has been that negotiators should emphasize integrative bargaining approaches, known as “problem-solving,” “value creating,” or “win-win” negotiation, while setting aside tactics that attempt to claim value at the expense of the other negotiator.

What are the common tactics for achieving integrative potential in negotiations?
What is the potential for gains at the bargaining table, using distributive tactics?
How can negotiators choose the most appropriate method for the situation?

At the University of California, Los Angeles, Russell Korobkin teaches Negotiation, Contracts, and Health Care Law. This year, he is a visiting professor at Harvard Law School. Prof. Korobkin regularly teaches abbreviated negotiation courses at universities in the U.S., Europe, and Australia, conducts negotiation training workshops for lawyers, and provides mediation services.

He authored the textbook Negotiation Theory and Strategy (Aspen Law & Business, 2002) and more than 40 scholarly articles on negotiation and other topics, including “Roadblocks to the Road Map: A Negotiation Theory Perspective on the Past Failures and Future Prospects of Land for Peace” (Yale Journal Of International Law), “Psychological Barriers to Mediation Success” (Ohio State Journal of Dispute Resolution), “Aspirations and Settlement” (Cornell Law Review), and “A Positive Theory of Legal Negotiation” (Georgetown Law Journal). Prof. Korobkin received his B.A. and J.D. degrees from Stanford University, clerked for the Honorable James L. Buckley of the U.S. Court of Appeals for the D.C. Circuit, and worked as an associate at the law firm of Covington and Burling in Washington, D.C.

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Children and the Mediation Process – Denver Divorce Lawyer

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Children and the Mediation Process – Denver Divorce Lawyer


http://www.DivorceHelpCenter.net – Scott Baroway discusses the benefit of the mediation process on the children. If you would like more information on the mediation process then please call 888-848-1795 today. An attorney from our law firm will be able to provide you with the representation you deserve.

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PEP Students Teach Skills of Mediation

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PEP Students Teach Skills of Mediation


This video is about PEP students teaching the skills of mediation to their peers in preparation for the upcoming field trip to 9th Circuit Court and Western Justice Center

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Facilitated Solutions’ Overview of Mediation Process

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Facilitated Solutions’ Overview of Mediation Process


There are many different ways mediation is practiced around the world.

This short (1:41) clip outlines how the process developed and practiced by Facilitated Solutions, a conflict management firm from Winnipeg, MB (Canada), unfolds.

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Mediation Technique in English: Vedic Meditation (Meditation from Vedas)

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Mediation Technique in English:  Vedic Meditation (Meditation from Vedas)


Mediation Technique in English: Spiritual Reality Power Of Meditation

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How to File a Divorce in India

Posted on in Sunshine Coast Mediation Specialists

How to File a Divorce in India


Hello friends this is Indian Lawyer 1 Ep. and today we gonna learn how to file a divorce in India and we will discuss some of the case laws
1.Mr Rajesh vs Mrs Bhavna BOMBAY HIGH COURT, WRIT PETITION NO. 3556 OF 2008.
2.Nachhattar Singh v Harcharan Kaur A.I.R. 1996
3.Smt Chander Kanta vs. Hanskumar and Anr (I) 1998
4.In A.I.R. 1997 SC 1266 in Ashok Hura v. Rupa Bipin Zaver
5.In Rachna Jain vs. vs Niraj Jain II (2006)
6.Ashok Hura’s case (supra)
7.Sureshta Devi’s case (supra)
8.B.L. Sreedhar vs K.M. Munireddy A.I.R. 2003 S C 578
9.Pravin Mehta v. Inderjeet Mehta
10. Devinder Singh Narula …Vs….Meenakshi Nangia
11. Vinita Saxena vs Pankaj Pandit 2006(3) SCALE (SC) 367.
12. Naveen Kohli vs Neelu Kohli 2006(4) SCC 558.
Kalpana v. Surendranath (AIR 1985 All 253)
13. Samar Ghosh vs Jaya Ghosh 2007 (4) SCC 511.
14. Praveen Mehta vs Inderjit Mehta AIR 2002 SC 2582
15. Rajinder Bhardwaj vs Anita Sharma AIR 1993 Delhi 135.

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Keeping conflict out of court A practical guide to avoiding costly litigation

Posted on in Sunshine Coast Mediation Specialists

Keeping conflict out of court  A practical guide to avoiding costly litigation

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​Separation Process Magna UT Lawyer 801-676-5507 Mediation in Utah Change Custody in Utah

Posted on in Mediation Services Brisbane Qld

​Separation Process Magna UT Lawyer 801-676-5507 Mediation in Utah Change Custody in Utah


http://ow.ly/n7NB304fpTk  The Utah Separation Outline
 
Going through a separation could be a psychologically tough process. Add to this the complexities of the lawful system and also the procedure may begin to seem overwhelming. Yet it does not constantly need to be in this manner. The key is to remain favorable, develop a plan, as well as stay with it. You should learn your rights, and the best means to learn them is by working with a seasoned separation lawyer. You must seek an attorney that will listen to you, sustain you, and also will certainly be there for you when you require it.
 
When filing for a divorce, several various legal issues need to be dealt with, such as exactly how residential property will certainly be separated, whether spousal support is ideal, and also that will have custody of the children and also who will pay child assistance. As a result of the many different lawful issues associated with a divorce, it is always best to employ a lawyer to assist assist you through the lawful process. While the lawful issues involved in any offered instance will certainly depend upon the realities of that details instance, below is a basic guide concerning the best ways to tackle applying for separation when there are no children included.
 If you need the best child custody attorney in Utah Call Now 801-676-7309 — address : 8833 So. Redwood Road, West Jordan, Utah 84088
 
Top reviewed Child Custody Attorney in Lehi UT is here to assist you in your difficult divorce. Let me know if you found this video useful.
 
This video is for you if you need the most aggressive child custody attorney in Murray UT and how to contact them.
 
#BestUTLawyer  This applies to you if you live in South Jordan, Bingham Canyon, Pepperwood, Cottonwood Heights, Salt Lake City, Sandy, Taylorsville, Midvale, Riverton, Draper, Copperton, West Jordan, Magna, Alpine, Lehi, Tooele, Murray City, North Salt Lake, Bountiful, Woods Cross, Lindon, Centerville, Orem, Park City, Farmington, Provo, West Valley City, Sandy City, West Jordan, Kaysville, Layton, Syracuse, Clearfield, Hill AFB, or Grantsville.
 
Divorce Process in Utah
Divorce Process in Utah
Divorce Process in Utah

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The mediation process is more satisfying for clients – In Place of Strife

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The mediation process is more satisfying for clients – In Place of Strife


Beverly Ann Rogers discusses how the mediation process is more satisfying for clients

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Mediation in the Federal Court (part 2)

Posted on in Sunshine Coast Mediation Specialists

Mediation in the Federal Court (part 2)


Magistrate Terry Kemp discusses the highly successful Settlement Week program and other efforts to implement mediation by the U.S. District Court for the Southern District of Ohio.

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