Northwest Justice Project: Foreclosure Mediation in Washington State

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Northwest Justice Project: Foreclosure Mediation in Washington State


A basic introduction to Washington’s new mediation process for homeowners facing foreclosure. Current as of December 2011. You can help us make NJP’s videos better! Please let us know what you thought about the video by answering this brief survey:

Welcome to the Northwest Justice Project’s webcast about Foreclosure Mediation in Washington State.

The foreclosure process can be a long and bumpy road… but some people facing foreclosure in Washington now have another path to stay in their home: Mediation.

Your bank or mortgage company now must tell you about your new options before foreclosure. After you miss a few payments, you should receive a written “Notice of Pre-Foreclosure Options.”

You then have thirty days to ask for a meeting with your bank to talk about alternatives to foreclosure. This first meeting is not mediation, but if you and the bank don’t agree on a plan, an attorney or housing counselor can help you take the next step: asking for mediation.

You have to have a referral from an attorney or counselor to get to go to mediation. If you haven’t talked to a housing counselor or attorney about your options, do it right now. He or she can discuss whether you qualify and then send a mediation request form to the state’s Department of Commerce.

Find more information on housing counselors from the Homeownership Resource Center at 1-877-894-HOME. You may also get a referral or qualify for free legal help from the Northwest Justice Project. Call 1-800-606-4819.

After the request is sent, watch your mailbox. You should get some important instructions, and a list of documents you’ll need to bring to the upcoming mediation. Try to hustle and gather the paperwork together. Your attorney or housing counselor can help you. You must send copies of your documents to the bank and mediator at least 10 days before the mediation day.

You and the mortgage company will split the cost of the 0 mediation fee.
To avoid foreclosure, you’ll have to do some more homework. Mediation is your chance to show why you should stay in your home. You’ll get to explain why you fell behind. And you’ll also have to show a detailed financial plan showing how you’ll keep up with payments in the future. Talk to an attorney or housing counselor for help on writing up your proposal.

It’s important to have a realistic proposal; you probably won’t be able to stay in your house If you don’t have enough income to pay even a reduced loan payment.

On the day of your mediation, show up early. Bring all your documents and extra copies. So, who’s going to be in the mediation room? The bank’s attorney will be there… and another person from the bank (probably on a speaker phone). Your attorney or housing counselor might be there, or you can bring a friend or family member for support. And of course you’ll be there.

And then the mediator— the mediator is kind of like a judge. She won’t take sides between you and the bank. But unlike a judge, she can’t order you or the bank to do something. It’s okay to ask the mediator questions about the process or the bank’s documents if you don’t understand.

When the mediation starts, you will have time to show your documents and explain your proposal to pay. Be completely honest if you get asked any questions.

Then someone from the bank will tell the bank’s side of the story. The bank will have math calculations to show how much it would cost the bank to foreclose compared with allowing you to stay but with a reduced loan payment.

If you don’t make a new payment agreement, be prepared to discuss your other options such as a later move-out date or short-sale. You should talk about these options with your housing counselor or attorney before the mediation so you’re ready.

Mediation Services Brisbane Qld

If you and the bank agree on a new plan, make sure you understand exactly what you’ll owe, and when. You can ask the mediator to help put it in writing, and have everybody sign it for proof. Your new payment plan may include a trial period to make sure you can really make the reduced payments. These are the most important payments you will make, because if you miss one, you won’t get a full loan modification and the bank may start foreclosure again.

Stick to the plan, though, and you may be able to stay in your home.

*** *** ***

This video was produced in December 2011. The laws may have changed since that time. This video provides general information only. Your situation may be very different than those shown in this video. This video is not a substitute for talking to a lawyer about your unique situation. It does not create an attorney-client relationship. It cannot predict or guarantee an outcome in any proceedings related to foreclosure mediation.

San Diego Restorative Justice Mediation Program

Posted on in Sunshine Coast Mediation Specialists

San Diego Restorative Justice Mediation Program


Video Production by http://www.faithinmarketing.com • (858) 877-3733

The San Diego Restorative Justice Mediation Program (RJMP) was founded in 1993 as the Victim Offender Reconciliation Program (VORP). RJMP primarily facilitated cases with juvenile offenders.

The Program was accepted well by the community. In 1998, the program hosted a Restorative Justice conference in San Diego, featuring former Police Chief and former Mayor Jerry Sanders and Presiding Judge of Juvenile Court James Milliken (now retired), and Alan Crogan, Chief Probation Officer (now retired).

In February, 2014 RJMP began facilitating cases referred by the San Diego Adult Probation Dept. Late in 2014 we plan to introduce a Victim Offender Education Program in a prison and county jail.

All of RJMP’s facilitators are trained volunteers. They give their time and energy toward seeing juvenile offenders recognize the damage their crimes have done, and helping them reconcile with their victims.

Learn more about RJMP at http://www.sdrjmp.org

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Divorce Mediation Orange County

Posted on in Mediation Services Brisbane Qld

Divorce Mediation Orange County


Orange County Divorce Mediation, Divorce Mediator Newport Beach offers a Free Divorce Mediation Consultation serving OC.

Alternative Divorce Solutions is a Divorce Mediation firm with locations in Newport Beach, Long Beach, and Los Angeles, CA. The firm was founded by attorney-mediator, Lani Baron, who created the practice because she believed that families should be offered a better way to divorce. Alternative Divorce Solutions is a leader in the industry, offering innovative flat fee pricing, streamlined processes, and a more respectful and manageable way to handle divorce.
At Alternative Divorce Solutions, we can appreciate that there are many options available when you are thinking about a divorce. We are proud to offer you an exceptional team of attorney-mediators, as well as highly trained support staff that will help you navigate these uncertain times. Our Mediation Solutions will allow you to move through the divorce process smoothly, without unnecessary stress and emotional discomfort. Contact us today for a free consultation to see how we can assist you and your family in reaching the most beneficial outcome for everyone involved.

DIVORCE MEDIATION: A SENSIBLE ALTERNATIVE TO LITIGATION

Mediation is a process where you and your spouse sit down with a trained neutral to resolve the issues of your marriage without going to court. The process is cost effective, respectful of your emotions, and fast (generally and depending on your needs). In mediation, you can resolve all of the issues a judge would decide, such as asset and debt division, property division, child custody, and support. The difference is that the decision is in your hands, not in the hands of a judge who does not know you or your children.

Your trained attorney-mediator will give you information and guidance throughout the process to make sure you and your spouse are able to make informed decisions about your future. Your mediator will also work to create an environment of trust and transparency, which will allow you to openly communicate about your needs. Due to the respectful nature of mediation, a foundation for continued cooperation is established.

At Alternative Divorce Solutions, we are familiar with the pain and devastation a litigated divorce can cause. It is our mission to provide you and your family a better way.

THE ADVANTAGES OF MEDIATION

Mediation is a voluntary process that is driven by the cooperation of parties who share a common goal to reach a mutually-beneficial settlement.

Mediation is significantly less expensive, leaving more assets for you and your family.

Instead of having a judge who does not know the parties determine the outcome, couples make their own decisions regarding parenting plans, division of property and division of assets.

A successful mediation can be accomplished sooner than a litigated divorce — often within the 6 month, one day waiting period.

Mediation is a private and confidential process, so the dignity of your family is protected.

Mediation is an out-of-court process protecting all members from the war-zone of court battles.

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Electronic Communications in Divorce Proceedings | Garwood Family Law and Mediation

Posted on in Sunshine Coast Mediation Specialists

Electronic Communications in Divorce Proceedings | Garwood Family Law and Mediation


Be very careful about your electronic communications in divorce proceedings, paternity cases, and especially cases involving children. Electronic communication includes social media postings, e-mail correspondence, and even text messaging! All forms of electronic communication can be admissible in court, including copies of text messages, and cases are often won (or lost) based on electronic communications.

Watch this video to learn more and speak to a qualified divorce attorney or Certified Family Law Specialist (CFLS) to understand how electronic communications may affect your case in California.

Garwood Family Law and Mediation is your advocate for a new life. If you’re thinking about legal separation or divorce, call us to strategize and obtain assistance. As an acting settlement judge, skilled mediator and Certified Family Law Specialist, Julia M. Garwood has over 30 years of experience settling cases amicably among both parties to avoid going to court, and successfully litigating when matters do need to be taken to court. Whatever your family law needs — divorce litigation or mediation, child custody, alimony, domestic partnerships, pre-nuptial agreements, etc. — we will work with you to find the best solution for your case. Take the first step towards moving forward to a new life — call (619) 692-8100 today to schedule a no-obligation consultation.

This video is for general information purposes only. Nothing here, including written comments and answers, documents, or any other communication, is to be taken as legal advice regarding your individual case or situation. Any testimonial or endorsement does not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter. The information in this video is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship.

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How Mediation Allows You to Begin the Healing Process | California Divorce Mediators

Posted on in Mediation Services Brisbane Qld

How Mediation Allows You to Begin the Healing Process | California Divorce Mediators


http://www.cadivorcemediators.com/

Traditional divorce litigation in court involves blame, bitterness and damages relationships. Divorce mediation, on the other hand, lets you begin the healing process much sooner and prevents damage more effectively than battling it out in court.

California Divorce Mediators is a team of attorneys, therapists, and other experts dedicated to the cause of helping individuals retain control over their lives by mutually and voluntarily negotiating a separation, divorce, property division, or child custody agreement. Because when couples work together with the support and assistance of one of our mediators, they are usually able to reach decisions that ultimately result in sustainable agreements that benefit everyone involved in the matter, including children.

Divorce can rank among the most difficult times in a person’s life, both emotionally and financially. At California Divorce Mediators, we compassionately understand the multi-layered challenges you are facing. We let both parties tell their own story, goals, and feelings in their own words, which goes a long way towards allowing everyone to move forward with their lives. We know that it is easier to reach an agreement once both parties feel that someone has heard them and understands their position.

To schedule a consultation with California Divorce Mediators regarding mediation as an option in your divorce or custody matter, contact us by phone.

Toll-Free: (888) 258-8383
http://www.cadivorcemediators.com/

Connect:
http://www.facebook.com/cadivorcemediators
http://www.twitter.com/cadivmediators

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Mediation vs Litigation

Posted on in Sunshine Coast Mediation Specialists

Mediation vs Litigation


Watch Mike Emerson, Co-Principal of Brisbane Mediations, explain the difference between mediation and litigation (the court process). Choosing mediation saves time, money, and the extreme stress involved with going to court. The process also allows parties to say what they want and negotiate a middle point that they can both live with.

Mediation is a form of Alternative Dispute Resolution, ultimately helping people resolve conflict without the cost, time and mess of going to court.

If you are in conflict and local to the Queensland, Australia, area, please contact us to arrange a mediation.

Website: www.brisbanemediations.com.au
Email: resolve@brisbanemediations.com.au

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What Happens During a Mediation Process

Posted on in Mediation Services Brisbane Qld

What Happens During a Mediation Process


In this video I will go through the stages of a Mediation process. What you will notice here is that there is as much, or as little, hand holding as you need.
People may feel very vulnerable at this time in their lives so we design our Mediation to support you as much as you need it. This is most often best done just one step at a time.
www.northernbeachesmediation.com.au

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Divorce mediation in Orange County Florida

Posted on in Sunshine Coast Mediation Specialists

Divorce mediation in Orange County Florida


Olsen on Law Radio show is the longest continuously running legal talk show in the country and the world. Attorney Tom Olsen started doing his radio show in June of 1986.

Attorney Tom Olsen is host of the Olsen on Law Radio Show on FM 96.5 WDBO in Orlando. You can reach Tom at 407-423-5561 or tom@lawtube.com. Tom has been answering legal questions on his radio show for 26 years and has been practicing law in Orlando, Florida for over 30 years.

CALL OR TEXT CHRISSY AT 407-808-8398 IF YOU NEED A LAWYER OR ATTORNEY IN CENTRAL FLORIDA INCLUDING ORLANDO, WINTER PARK, WINDERMERE, DAYTONA BEACH, THE VILLAGES, MELBOURNE, ALTAMONTE, LAKE MARY, LONGWOOD, COLLEGE PARK, BAY HILL, OVIEDO, SANFORD, DELAND, DEBARY, DELTONA, LEESBURG, CLERMONT, THORTON PARK, BALDWIN PARK, PONCE INLET, NEW SYMNRA, ORMOND BEACH, ST. AUGUSTINE, KISSIMMEE.

Attorney Tom Olsen: Speaking of conflict, I mean at least here in Orange County, if you have been divorced in the past and you do not have a new conflict arise, whatever it may be, is people’s only remedy to go back to court and get before a judge, or is there something simpler, easier for the people?

Paul Newnum: Well, you can go back to court, in some of the agreements and some of the final judgements there is a requirement that parties go to mediation before they litigate any further and go back to court, except for enforcement purposes, say if somebody has fallen back on their child support, but often times you can get sent to mediation before you litigate cases, so that you can save money out of your own pocket and pay your kids rather than pay a lawyer.

Attorney Tom Olsen: Alright, so when we talk about mediation, we are talking about a service that is provided by Orange County Court that people are taking advantage of?

Paul Newnum: That’s correct. Mediation can take place privately, which is one of the things that I do, it can take place [inaudible 00:00:50] at a reduced rate, which I also do. And that is court annexed mediation, the mediation takes place in the courthouse, three hours are set aside for a very reduced rate, of very moderate rate payable by the parties according to their respective incomes.

Attorney Tom Olsen: Alright. So if you have been divorced in the past, you got an outstanding issue, you want to choose the least expensive path, it might be this mediation provided by the court.

Paul Newnum: Yes.

Attorney Tom Olsen: To give you three hours, to give you an mediator, you might very well walk in there without a lawyer, whatever you are an ex-husband or an ex-wife.

Paul Newnum: That’s correct, you can do it that way.

Attorney Tom Olsen: And how much would that three hour mediation cost somebody?

Paul Newnum: If the combined income of the parties is less than .000, it cost them apiece. If the combined income is .000 to 0.000, it cost them 0 apiece. If their income exceeds 0.000, then it can cost them 0-0 apiece.

Attorney Tom Olsen: All cases are very reasonable, we appreciate it.

Professional Media Ideas. Call or text Chrissy Merrill at 407-808-8398 or by email at chris@lawtube.com

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Mediation in Divorce Cases

Posted on in Mediation Services Brisbane Qld

Mediation in Divorce Cases


Attorney Christine Rockefeller of Burns Bryant Cox Rockefeller and Durkin in Dover, New Hampshire, talks about the mediation process in New Hampshire.

Visit burnsbryant.com to learn more.

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What is Mediation? – UK Mediation

Posted on in Sunshine Coast Mediation Specialists

What is Mediation? – UK Mediation


Find out what mediation is and how it can resolve disputes without the need to go to court.

Pioneers in mediation training and services in the UK, and dedicated to the greater use of mediation. www.ukmediation.net

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INSURANCE MEDIATION

Posted on in Mediation Services Brisbane Qld

INSURANCE MEDIATION


www.speedlegal.co.uk
To combat the complexities and delays currently plaguing the claims process Speed Legal has successfully developed a process with a one stop shop approach to making a claim.

This new and innovative approach provides a platform to resolve vehicle damage claims, replacement vehicle needs and personal injury settlements without the need for several claim companies and solicitors.

Speed Legal is dedicated to cutting out the red tape currently surrounding the claims system by contacting the at-fault insurer directly and getting the settlement to the claimant as quickly as possible.

Our process offers all the legal advice a Claimant requires before accepting any offer made directly from the insurer, a faster injury settlement route and a determination to reduce the cost of car insurance by our new and innovative processes.

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