Northwest Justice Project: Foreclosure Mediation in Washington State

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Northwest Justice Project: Foreclosure Mediation in Washington State


A basic introduction to Washington’s new mediation process for homeowners facing foreclosure. Current as of December 2011. You can help us make NJP’s videos better! Please let us know what you thought about the video by answering this brief survey:

Welcome to the Northwest Justice Project’s webcast about Foreclosure Mediation in Washington State.

The foreclosure process can be a long and bumpy road… but some people facing foreclosure in Washington now have another path to stay in their home: Mediation.

Your bank or mortgage company now must tell you about your new options before foreclosure. After you miss a few payments, you should receive a written “Notice of Pre-Foreclosure Options.”

You then have thirty days to ask for a meeting with your bank to talk about alternatives to foreclosure. This first meeting is not mediation, but if you and the bank don’t agree on a plan, an attorney or housing counselor can help you take the next step: asking for mediation.

You have to have a referral from an attorney or counselor to get to go to mediation. If you haven’t talked to a housing counselor or attorney about your options, do it right now. He or she can discuss whether you qualify and then send a mediation request form to the state’s Department of Commerce.

Find more information on housing counselors from the Homeownership Resource Center at 1-877-894-HOME. You may also get a referral or qualify for free legal help from the Northwest Justice Project. Call 1-800-606-4819.

After the request is sent, watch your mailbox. You should get some important instructions, and a list of documents you’ll need to bring to the upcoming mediation. Try to hustle and gather the paperwork together. Your attorney or housing counselor can help you. You must send copies of your documents to the bank and mediator at least 10 days before the mediation day.

You and the mortgage company will split the cost of the 0 mediation fee.
To avoid foreclosure, you’ll have to do some more homework. Mediation is your chance to show why you should stay in your home. You’ll get to explain why you fell behind. And you’ll also have to show a detailed financial plan showing how you’ll keep up with payments in the future. Talk to an attorney or housing counselor for help on writing up your proposal.

It’s important to have a realistic proposal; you probably won’t be able to stay in your house If you don’t have enough income to pay even a reduced loan payment.

On the day of your mediation, show up early. Bring all your documents and extra copies. So, who’s going to be in the mediation room? The bank’s attorney will be there… and another person from the bank (probably on a speaker phone). Your attorney or housing counselor might be there, or you can bring a friend or family member for support. And of course you’ll be there.

And then the mediator— the mediator is kind of like a judge. She won’t take sides between you and the bank. But unlike a judge, she can’t order you or the bank to do something. It’s okay to ask the mediator questions about the process or the bank’s documents if you don’t understand.

When the mediation starts, you will have time to show your documents and explain your proposal to pay. Be completely honest if you get asked any questions.

Then someone from the bank will tell the bank’s side of the story. The bank will have math calculations to show how much it would cost the bank to foreclose compared with allowing you to stay but with a reduced loan payment.

If you don’t make a new payment agreement, be prepared to discuss your other options such as a later move-out date or short-sale. You should talk about these options with your housing counselor or attorney before the mediation so you’re ready.

Mediation Services Brisbane Qld

If you and the bank agree on a new plan, make sure you understand exactly what you’ll owe, and when. You can ask the mediator to help put it in writing, and have everybody sign it for proof. Your new payment plan may include a trial period to make sure you can really make the reduced payments. These are the most important payments you will make, because if you miss one, you won’t get a full loan modification and the bank may start foreclosure again.

Stick to the plan, though, and you may be able to stay in your home.

*** *** ***

This video was produced in December 2011. The laws may have changed since that time. This video provides general information only. Your situation may be very different than those shown in this video. This video is not a substitute for talking to a lawyer about your unique situation. It does not create an attorney-client relationship. It cannot predict or guarantee an outcome in any proceedings related to foreclosure mediation.

Mutula family agrees on mediation over property dispute

Posted on in Sunshine Coast Mediation Specialists

Mutula family agrees on mediation over property dispute


Feuding family members of the late Senator Mutula Kilonzo have agreed to an out of court negotiations to resolve a bitter dispute over the vast estate he left behind by.
Makueni senator Mutula Kilonzo Junior and his siblings from their father first marriage are contesting a will that gave the control of his assets to their step-mother, Cyrose Nduku.
.

Citizen TV is Kenya’s leading television station commanding an audience reach of over 60% and in its over 12 years of existence as a pioneer brand for the Royal Media Services (RMS), it has set footprints across the country leaving no region uncovered.

This is your ideal channel for the latest and breaking news, top stories, politics, business, sports, lifestyle and entertainment from Kenya and around the world.

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Mediation After The Divorce Process Has Started | Family Lawyer Ventura

Posted on in Mediation Services Brisbane Qld

Mediation After The Divorce Process Has Started | Family Lawyer Ventura


http://www.westlakedivorceattorney.com/ How to Choose a Divorce Attorney in Westlake Village, Ca. When it’s time to find a divorce attorney, let’s face it: it’s not a happy time in your life. There’s a lot going on that you have on your mind, and between problems in your personal life and maintaining a solid professional life at work, it can seem a bit overwhelming. And we know that “a bit overwhelming” might sound like the understatement of the year to you. Call (805) 497-7474 for immediate attention or Free Consultation.

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San Francisco Divorce Mediation

Posted on in Sunshine Coast Mediation Specialists

San Francisco Divorce Mediation


San Francisco Divorce Solutions- Divorce Mediator
Call Liaise Solutions at 415-399-8824 or visit http://www.liaisesolutions.com
https://plus.google.com/b/111566366928629242330/111566366928629242330/posts
https://www.youtube.com/user/ddstein99
http://www.linkedin.com/in/liaisemediation
https://www.facebook.com/pages/Liaise-Divorce-Solution-LLC/210571152345959

DIVORCE -DO NOT LITIGATE — BE SMART — CHOOSE MEDIATION
Don’t make the mistake of suing your spouse to end your marriage! If you think about it, the very concept is absurd. If you were ending, for example, a 12 year business partnership, 99 times out of 100, all you would have to do is sit down with your partner — divide up the assets — divide up the liabilities — shake hands and part ways. Ending a marriage can be done the same way. It is a bit more complicated because there can be issues of child and spousal support, but the important point is that it doesn’t have to be a battle! The expert mediators at Liaise can help you and your spouse navigate through the complexities and arrive at an agreement that is the negotiated blueprint for ending your marriage. That agreement is presented to the Court and becomes the Judgment ending your marriage. You never have to appear in Court. You save 10s of thousands of dollars. You don’t ruin your family by engaging in a huge fight and you are better able to get on with your life.

Divorce -Do Not Litigate — Be Smart — Choose Mediation
So like Yogi Berra says, don’t make the wrong mistake and don’t forget that the mental part is half the battle.
Do yourself, your family, and your financial wellbeing a favor and choose Liaise Divorce Solutions, LLC to help you navigate the treacherous waters of managing the expensive and painful situations of dissolution. Call Liaise Solutions at 415-399-8824 or visit http://www.liaisesolutions.com

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Mediation to end doctors’ strike resume

Posted on in Mediation Services Brisbane Qld

Mediation to end doctors’ strike resume


Mediation talks to resolve the doctors’ strike begun this morning, with the Kenya National Commission on Human Rights (KNCHR) and the Law Society of Kenya jointly leading the process. Citizen TV has learnt that mediation team got down to seeking a middle ground on three problematic areas, including pay structure and implementation date.

Citizen TV is Kenya’s leading television station commanding an audience reach of over 60% and in its over 12 years of existence as a pioneer brand for the Royal Media Services (RMS), it has set footprints across the country leaving no region uncovered.

This is your ideal channel for the latest and breaking news, top stories, politics, business, sports, lifestyle and entertainment from Kenya and around the world.

Follow us:

Home


https://twitter.com/citizentvkenya
https://www.facebook.com/Citizentvkenya
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Mediation in Construction Dispute Resolution | Seattle Master Mediator Gregg Bertram

Posted on in Sunshine Coast Mediation Specialists

Mediation in Construction Dispute Resolution | Seattle Master Mediator Gregg Bertram


http://bertramadr.com

I have mediated or arbitrated many commercial and residential construction disputes in my career. Prior to and after becoming a lawyer, I worked for several years in the construction field. Before law school I managed the construction and leasing of a multi-million dollar medical office building and performed various jobs on commercial building and golf course construction projects.

Mediating construction cases is often very, very different than mediating a typical two party case. First, most construction cases involve more than two parties. Sometimes, they involve ten or more parties – general contractors, sub-contractors, insurance companies. There’s a premium placed on designing construction mediations. The primary reason for that involves the presence of insurance and insurance coverage issues.

In addition, the personalities of contractors are often very challenging. The contractor personality is often a maverick of sorts, when compared to other walks of life. So a lot of work needs to be done at the front end of mediation. And the parties should expect, realistically, if there are large numbers of them, and high dollars in controversy, they should expect that it’s going to take more than one day of mediation to get the job done.

As a mediation lawyer, I’ve represented contractors and developers in litigation and negotiations with governmental agencies regarding planned or existing general and marine construction projects.

Construction disputes can be highly varied. They can involve defects in workmanship, delay in completion, cost overruns, environmental harm and injury to workers among other things. What unites many of these cases, however, is factual complexity, requirements imposed by government, often complicated insurance and insurance coverage issues as well as a large cast of players.

The many contested factual issues that permeate most construction cases usually require the expertise and testimony of such industry experts as architects, engineers and construction management experts. These figures often appear at and play significant roles at mediation.

During the construction of many projects the parties have contracted to engage “referees,” usually knowledgeable construction experts, to appear and resolve disputes at construction sites to keep the work going. In addition to and often prior to the engagement of a mediator, special masters are sometimes appointed by courts or agreed to in order to manage what is often very complex discovery issues.

Effective mediation of construction disputes is often pointless unless and until insurance and coverage issues are addressed and resolved. Resolution of these issues often warrants a mediation in itself before moving to tackle the factual and legal issues that are fueling the controversy.

The mediator, with the cooperation of all necessary parties, must carefully design many construction mediations in a phased manner. The consequence of not doing this when circumstances warrant phased mediation, is that mediation is likely to be initially unsuccessful with continued expensive and stressful litigation continuing. This can have a very harmful financial reputational effect to construction companies, especially small ones.

Again, I have encountered the challenges presented by construction disputes for many years and have successfully assisted parties in resolving them with very few exceptions. I’d be happy to assist you with your next construction industry dispute.

Bertram Dispute Resolution, Inc.
316 Occidental Avenue South, Suite 500
Seattle, WA 98104
(206) 624-3388

Qualifications of Gregg Bertram:

Gregg Bertram has resolved thousands of cases in 22 years as one of the Pacific Northwest’s most recognized mediators and arbitrators.

From 2000 to 2008 Gregg was a principal at JAMS, the nationwide provider of alternative dispute resolution services, and before that was affiliated with Washington Arbitration and Mediation Services, where he earned the “Master Mediator” designation. Prior to full-time ADR practice, Gregg was a practicing attorney.

Gregg is a board member of the Federal Bar Association Alternative Dispute Resolution Section, and is an American Arbitration Association mediator and Arbitrator. He is also an accredited neutral of the World Intellectual Property Organization and International Center of Dispute Resolution.

Gregg is past chair of the ADR committee of the Washington State Bar Association. He has been recognized as a “Super Lawyer”® for ten consecutive years in Washington Law & Politics magazine, and has received repeated recognition in Seattle Magazine peer surveys as a “Top Lawyer.”

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SmartPLS Mediation, Bootstrap and Sobel test

Posted on in Mediation Services Brisbane Qld

SmartPLS Mediation, Bootstrap and Sobel test


In this video I demonstrate how to do a mediation test in SmartPLS using bootstrapping and the sobel test. I now have an article published that cites this video.
Paul Benjamin Lowry and James Gaskin (2014). “Partial least squares (PLS)structural equation modeling (SEM) for building and testing behavioral causal theory: When to choose it and how to use it,” IEEE Transactions on Professional Communication (57:2), pp. 123-146.
http://www.kolobkreations.com/PLSIEEETPC2014.pdf

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Divorce Without Court: A Guide to Mediation and Collaborative Divorce | Ebook

Posted on in Sunshine Coast Mediation Specialists

Divorce Without Court: A Guide to Mediation and Collaborative Divorce | Ebook


Get your free audio book:
http://dlfa.us/f/b012bted9q
Get essential information on how to end a marriage fairly and inexpensively.this book guides you through a negotiated divorce, using divorce mediation, or an increasingly popular approach called collaborative divorce. Encouraging and straightforward, Divorce Without Court explains: how mediation works. how collaborative divorce works. how to maximize opportunities for settlement. how to get an agreement in writing. how to find and use advisors.divorce Without Court provides the latest resources, contact information for state offices, national and regional organizations, and clear examples of what you can expect. With worksheets and checklists.

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Stage Five of Divorce Process – Mediation and Settlement

Posted on in Mediation Services Brisbane Qld

Stage Five of Divorce Process – Mediation and Settlement


Schantz Law Attorney Chris Fanning explains Mediation and Settlement Phase

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How do we agree on holiday plans in the divorce mediation process?

Posted on in Mediation Services Brisbane Qld

How do we agree on holiday plans in the divorce mediation process?


http://www.TracyFischerMediation.com – Boston Divorce mediator Tracey Fischer explains how couples typically handle the issues around scheduling for the holidays.

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Child Support Mock Hearing

Posted on in Sunshine Coast Mediation Specialists

Child Support Mock Hearing


Administrative hearing process for establishing child support orders

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