Northwest Justice Project: Foreclosure Mediation in Washington State

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Northwest Justice Project: Foreclosure Mediation in Washington State


A basic introduction to Washington’s new mediation process for homeowners facing foreclosure. Current as of December 2011. You can help us make NJP’s videos better! Please let us know what you thought about the video by answering this brief survey:

Welcome to the Northwest Justice Project’s webcast about Foreclosure Mediation in Washington State.

The foreclosure process can be a long and bumpy road… but some people facing foreclosure in Washington now have another path to stay in their home: Mediation.

Your bank or mortgage company now must tell you about your new options before foreclosure. After you miss a few payments, you should receive a written “Notice of Pre-Foreclosure Options.”

You then have thirty days to ask for a meeting with your bank to talk about alternatives to foreclosure. This first meeting is not mediation, but if you and the bank don’t agree on a plan, an attorney or housing counselor can help you take the next step: asking for mediation.

You have to have a referral from an attorney or counselor to get to go to mediation. If you haven’t talked to a housing counselor or attorney about your options, do it right now. He or she can discuss whether you qualify and then send a mediation request form to the state’s Department of Commerce.

Find more information on housing counselors from the Homeownership Resource Center at 1-877-894-HOME. You may also get a referral or qualify for free legal help from the Northwest Justice Project. Call 1-800-606-4819.

After the request is sent, watch your mailbox. You should get some important instructions, and a list of documents you’ll need to bring to the upcoming mediation. Try to hustle and gather the paperwork together. Your attorney or housing counselor can help you. You must send copies of your documents to the bank and mediator at least 10 days before the mediation day.

You and the mortgage company will split the cost of the 0 mediation fee.
To avoid foreclosure, you’ll have to do some more homework. Mediation is your chance to show why you should stay in your home. You’ll get to explain why you fell behind. And you’ll also have to show a detailed financial plan showing how you’ll keep up with payments in the future. Talk to an attorney or housing counselor for help on writing up your proposal.

It’s important to have a realistic proposal; you probably won’t be able to stay in your house If you don’t have enough income to pay even a reduced loan payment.

On the day of your mediation, show up early. Bring all your documents and extra copies. So, who’s going to be in the mediation room? The bank’s attorney will be there… and another person from the bank (probably on a speaker phone). Your attorney or housing counselor might be there, or you can bring a friend or family member for support. And of course you’ll be there.

And then the mediator— the mediator is kind of like a judge. She won’t take sides between you and the bank. But unlike a judge, she can’t order you or the bank to do something. It’s okay to ask the mediator questions about the process or the bank’s documents if you don’t understand.

When the mediation starts, you will have time to show your documents and explain your proposal to pay. Be completely honest if you get asked any questions.

Then someone from the bank will tell the bank’s side of the story. The bank will have math calculations to show how much it would cost the bank to foreclose compared with allowing you to stay but with a reduced loan payment.

If you don’t make a new payment agreement, be prepared to discuss your other options such as a later move-out date or short-sale. You should talk about these options with your housing counselor or attorney before the mediation so you’re ready.

Mediation Services Brisbane Qld

If you and the bank agree on a new plan, make sure you understand exactly what you’ll owe, and when. You can ask the mediator to help put it in writing, and have everybody sign it for proof. Your new payment plan may include a trial period to make sure you can really make the reduced payments. These are the most important payments you will make, because if you miss one, you won’t get a full loan modification and the bank may start foreclosure again.

Stick to the plan, though, and you may be able to stay in your home.

*** *** ***

This video was produced in December 2011. The laws may have changed since that time. This video provides general information only. Your situation may be very different than those shown in this video. This video is not a substitute for talking to a lawyer about your unique situation. It does not create an attorney-client relationship. It cannot predict or guarantee an outcome in any proceedings related to foreclosure mediation.

“Download” The Mediation Process: Practical Strategies for Resolving Conflict PDF EPUB

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“Download” The Mediation Process: Practical Strategies for Resolving Conflict PDF EPUB


All PDF, EPUB, MOBI, DOC, RTF for Free. Link : http://pdf-more.com/1118304306
The Mediation Process: Practical Strategies for Resolving Conflict

You can get The Mediation Process: Practical Strategies for Resolving Conflict Paperback, Hardcover, Kindle Edition, Audible Audio Edition, Printed Access Code, Digital Access Code, Loose Leaf, Audio CD or Board Book on: http://www.amazon.fr/gp/reader/1118304306/?tag=prevread-20#reader_1118304306

Amazon.com seeks to be Earth’s most customer-centric company, where customers can find and discover anything they might want to buy online, and endeavors to offer its customers the lowest possible prices. Amazon.com and other sellers offer millions of unique new, refurbished and used items in categories such as Books; Movies, Music & Games; Digital Downloads; Electronics & Computers; Home & Garden; Toys, Kids & Baby; Grocery; Apparel, Shoes & Jewelry; Health & Beauty; Sports & Outdoors; and Tools, Auto & Industrial.

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Facebook: https://www.facebook.com/Amazon/
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Google+: https://plus.google.com/114493486650807637382

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Phoenix Divorce Mediation Attorney – Lawyer Answers Online Questions

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Phoenix Divorce Mediation Attorney – Lawyer Answers Online Questions


Judd S. Nemiro is a Phoenix based divorce attorney. In this Google hangout he answers question on divorce mediation. If you have any additional questions, please feel free to visit us online at http://www.jnphoenixfamilylawyer.com/divorce/ or call our office for a free consultation.

Ryan: We’re with Judd Nemiro. Judd is a divorce attorney in Phoenix, Arizona. He’s agreed to answer some online questions related to mediation and dispute resolution. With that said, Judd, let’s go to the first question that was asked. This is by Samantha. Samantha asks, “What is mediation and alternative dispute resolution?”

Judd: Thanks, Ryan. That’s a great question. Mediation is an alternative to taking a divorce case to trial. Alternative dispute resolution is the overarching phrase used for any sort of resolution of a divorce matter or family law matter that is not in trial, and not before a judge. In Arizona, when you file for divorce, or file for custody, or another family matter, the case is automatically being litigated, meaning that it’s in the court, but the parties have a lot of options to settle the issues outside of court. One is informal, or formal mediation. What we provide here is formal mediation, where the two parties come in, and they meet with me, and we discuss the case, and go through the issues, and then, hopefully, arrive at a settlement outside of court. Alternative dispute resolution encompasses arbitration, encompasses things such as collaborative divorce, any resolution of issues that are going to be outside of court, and not decided by a judge.

Ryan: All right, excellent. Next question’s from Alex. Judd, can you turn down your volume. We’re getting some reverb back.

Judd: Sure. Just one second, please. All right, is that better?

Ryan: We’ll see. There’s a very little, but we should be good. The next question is from Alex. “What are the advantages of mediating family law issues out of court?”

Judd: There are a lot of advantages to mediation over litigating a case to trial. The biggest advantage is the cost savings. It’s said that parties that choose to litigate their cases with two attorneys, and then go all the way to trial, and have the judge decide, that they’ll eat up one third of the amount of their assets by that litigation, by paying attorney’s fees. Attorneys can be extremely expensive if you’re paying your attorney 0 to 0 an hour, you’re talking about over 100 hours, easily, in order to get the case from beginning to end for trial. You’re looking at five figures, sometimes, even six figures in some cases. When you go to mediation, my rate is 0 an hour, and, typically, you can get it done with two to three sessions, so it will be anywhere between 0 to ,000. In the long run, that is a very big benefit of cost savings. Both parties in community property states, such as Arizona, where the assets are divided in half, both parties wind up with a lot more money by doing mediation.

Also, another big advantage is that going through the litigation process, and taking the matter to trial is going to create a lot of bad blood between the two parties. If they have children, it’s going to create a lot of bad blood that will remain until the children turn 18. The parents, oftentimes, might not think ahead. They’re going to have to deal and work with this person if they have kids until those children are 18. Doing it in a peaceful and amicable way, in mediation, outside of court, is just going to help the parties get along, and be peaceful in the future. That way, you can avoid constantly being back in court, constantly taking issues to court, and to the judge. The parties, even though they’re getting a divorce, and things are obviously upsetting, and there’s a breakdown in communication, the parties should do their best to attempt to settle the matters out of court, and be as peaceful and cooperative as possible.

The advantages of cost and getting along are definitely the biggest ones. Also, the last one I’ll discuss is the advantage of the parties deciding their own settlement, and having ownership of that. The parties will generally, more often, get what they want when they settle it themselves, and be able to have a say, and have control over the compromises they make, and the agreements they make. You take a matter all the way to trial, and the judge, a stranger to the parties and the children is going to be making the decisions. That can lead to both parties being disappointed. The parties get to have ownership of their agreement, and they get to make the agreements themselves, which is a good framework for working together in the future, when it comes to their children.

Law Offices of Judd S. Nemiro, PLLC
2617 North 24th Street #6
Phoenix, AZ 85008
(602) 237-5323

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“Download” The Mediation Process: Practical Strategies for Resolving Conflict PDF EPUB

Posted on in Mediation Services Brisbane Qld

“Download” The Mediation Process: Practical Strategies for Resolving Conflict PDF EPUB


All PDF, EPUB, MOBI, DOC, RTF for Free. Link : http://pdf-more.com/1118304306
The Mediation Process: Practical Strategies for Resolving Conflict

You can get The Mediation Process: Practical Strategies for Resolving Conflict Paperback, Hardcover, Kindle Edition, Audible Audio Edition, Printed Access Code, Digital Access Code, Loose Leaf, Audio CD or Board Book on: http://www.amazon.fr/gp/reader/1118304306/?tag=prevread-20#reader_1118304306

Amazon.com seeks to be Earth’s most customer-centric company, where customers can find and discover anything they might want to buy online, and endeavors to offer its customers the lowest possible prices. Amazon.com and other sellers offer millions of unique new, refurbished and used items in categories such as Books; Movies, Music & Games; Digital Downloads; Electronics & Computers; Home & Garden; Toys, Kids & Baby; Grocery; Apparel, Shoes & Jewelry; Health & Beauty; Sports & Outdoors; and Tools, Auto & Industrial.

Find Amazon on:
Twitter: https://twitter.com/amazon
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Facebook: https://www.facebook.com/Amazon/
Pinterest: https://www.pinterest.com/amazon
Google+: https://plus.google.com/114493486650807637382

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Divorce Without Court A Guide to Mediation & Collaborative Divorce

Posted on in Sunshine Coast Mediation Specialists

Divorce Without Court A Guide to Mediation & Collaborative Divorce

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“Download” The Mediation Process: Practical Strategies for Resolving Conflict PDF EPUB

Posted on in Mediation Services Brisbane Qld

“Download” The Mediation Process: Practical Strategies for Resolving Conflict PDF EPUB


All PDF, EPUB, MOBI, DOC, RTF for Free. Link : http://pdf-more.com/1118304306
The Mediation Process: Practical Strategies for Resolving Conflict

You can get The Mediation Process: Practical Strategies for Resolving Conflict Paperback, Hardcover, Kindle Edition, Audible Audio Edition, Printed Access Code, Digital Access Code, Loose Leaf, Audio CD or Board Book on: http://www.amazon.fr/gp/reader/1118304306/?tag=prevread-20#reader_1118304306

Amazon.com seeks to be Earth’s most customer-centric company, where customers can find and discover anything they might want to buy online, and endeavors to offer its customers the lowest possible prices. Amazon.com and other sellers offer millions of unique new, refurbished and used items in categories such as Books; Movies, Music & Games; Digital Downloads; Electronics & Computers; Home & Garden; Toys, Kids & Baby; Grocery; Apparel, Shoes & Jewelry; Health & Beauty; Sports & Outdoors; and Tools, Auto & Industrial.

Find Amazon on:
Twitter: https://twitter.com/amazon
Tumblr: http://amazon.tumblr.com/
Facebook: https://www.facebook.com/Amazon/
Pinterest: https://www.pinterest.com/amazon
Google+: https://plus.google.com/114493486650807637382

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Mediation in Child Custody cases is required in the State of Georgia.

Posted on in Sunshine Coast Mediation Specialists

Mediation in Child Custody cases is required in the State of Georgia.


Child Custody Mediation in Cumming, Georgia in Forsyth County. Frank Hamilton, of the Hamilton Law Firm in Cumming, Georgia, speaks about the courts requirement that all cases involving child custody are “Mediated” before they will hear the case in court.

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“Download” The Mediation Process: Practical Strategies for Resolving Conflict PDF EPUB

Posted on in Mediation Services Brisbane Qld

“Download” The Mediation Process: Practical Strategies for Resolving Conflict PDF EPUB


All PDF, EPUB, MOBI, DOC, RTF for Free. Link : http://pdf-more.com/1118304306
The Mediation Process: Practical Strategies for Resolving Conflict

You can get The Mediation Process: Practical Strategies for Resolving Conflict Paperback, Hardcover, Kindle Edition, Audible Audio Edition, Printed Access Code, Digital Access Code, Loose Leaf, Audio CD or Board Book on: http://www.amazon.fr/gp/reader/1118304306/?tag=prevread-20#reader_1118304306

Amazon.com seeks to be Earth’s most customer-centric company, where customers can find and discover anything they might want to buy online, and endeavors to offer its customers the lowest possible prices. Amazon.com and other sellers offer millions of unique new, refurbished and used items in categories such as Books; Movies, Music & Games; Digital Downloads; Electronics & Computers; Home & Garden; Toys, Kids & Baby; Grocery; Apparel, Shoes & Jewelry; Health & Beauty; Sports & Outdoors; and Tools, Auto & Industrial.

Find Amazon on:
Twitter: https://twitter.com/amazon
Tumblr: http://amazon.tumblr.com/
Facebook: https://www.facebook.com/Amazon/
Pinterest: https://www.pinterest.com/amazon
Google+: https://plus.google.com/114493486650807637382

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Supreme court to hear case on judges’ retirement age on Tuesday

Posted on in Sunshine Coast Mediation Specialists

Supreme court to hear case on judges’ retirement age on Tuesday


The Supreme Court will tomorrow determine what matters to dispense with as priority before beginning to hear an appeal logged by deputy chief justice Kaplana Rawal and Justice Philip Tunoi challenging a decision to retire them.. The court declined to admit an application from an interested party to join the list of parties to the suit. A majority decision dealt a blow to advocate Sakwa Osundwa’s bid to be included in the list of friends of the court and as Ken Mijungu reports LSK reported back to the court that mediation had failed and now its unto the five judge bench to resolve the stalemate that pitted employees against their employer.

Kwa habari zaidi tembelea http://qtv.nation.co.ke
Tufuate kwa mtandao wa Twitter http://www.twitter.com/@QTVKenya
Tufuate kwenye ukurasa wa FaceBook http://www.facebook.com/QTVKenya

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Online Mediation Training

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Online Mediation Training


This course is available via correspondence allowing you to study on your own terms. The textbooks used in ACCRI’s course are some of the most essential written purely for the Professional Mediator. It covers the mediation process from the “outside in” just the way a mediator sees it. The course covers the mediation process from start to finish (including a quiz at the end of each chapter, and a practical exercise assignment for 13 topics).

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Beryl McNeill Family Law – Calgary, Alberta Divorce Lawyer Mediation – McNeill Family Lawers

Posted on in Sunshine Coast Mediation Specialists

Beryl McNeill Family Law – Calgary, Alberta Divorce Lawyer Mediation – McNeill Family Lawers


http://www.mcneillfamilylaw.ca
Beryl McNeill is a Registered Collaborative Family Lawyer & Mediator based in Calgary, AB. Collaborative divorce is a non-adversarial negotiating process, usually characterized by a series of meetings between the parties and their lawyers (and sometimes outside professionals for support and assistance), with a commitment to the following : negotiating the dissolution of your marriage in an atmosphere of honesty, co-operation, integrity and professionalism geared toward your future well-being and the well-being of your family; giving full, honest and open disclosure of all relevant information, whether requested or not;
protecting the privacy, respect and dignity of all involved; maintaining a high standard of integrity and specifically will not take advantage of your spouse, and will not take advantage of the miscalculations or inadvertent mistakes of others, and; no contested court applications.
A Registered Collaborative Family Law Lawyer has special training in the Harvard Model of Interest Based Negotiation Theory (based on the Win-Win Paradigm set out in “Getting to Yes” by Roger Fisher and William Ury). They also have a minimum of 40 hours of Family Mediation Training.

Beryl McNeill
Lawyer & Mediator
McNeill Family Law
#200, 638 — 11 Avenue SW
Calgary, Alberta T2R 0E2
Phone: 403-410-3845

The end of a marriage brings about permanent changes within a family, and also produces strong, long-lasting emotions. The Calgary family law practice of Beryl McNeill helps couple’s divorce amicably and constructively, while preserving what’s important. Divorce may become inevitable in a family, but the destruction that often accompanies it need not be.
—–
Beryl McNeill strongly believes that mutual respect and understanding go a long way toward resolving family law matters. As a Registered Collaborative Law practitioner in Calgary, she has dedicated her firm to amicable, cooperative negotiation as a means for settling divorces. Throughout her law career Beryl has seen the costs of adversarial negotiations, both financial and emotional. In emphasizing the collaborative approach, Beryl offers her clients a more efficient model that preserves personal and monetary assets alike.

Beryl McNeillMore and more individuals are attracted to resolving their family law matters in a civil, respectful way. They come to Beryl from many walks of life—as professionals in the oil and gas industry and their spouses, business owners, and working spouses with children. Clients say that even after a single consultation with Beryl they feel less stressed and more clear about the way forward.

Beryl understands the often fearful, emotional early stages of divorce. Incorporating skills developed from her training as a life coach, Beryl helps clients move beyond their stress response to more logical, creative thinking. Once there, she works with clients to discover what’s truly important to them in attaining divorce. Beryl encourages clients to picture what a successful settlement would look like a year or more down the road as a means for focusing their goals. By educating and empowering clients, Beryl seeks to transform the way they resolve family disputes—in a more constructive, intelligent and amicable way than would be possible otherwise.

Beginning her career in multiple court venues in Vancouver’s Lower Mainland, Beryl honed her negotiation and courtroom skills in the field of insurance and small claims. From there she was retained as legal counsel for the Family Maintenance Enforcement Program of British Columbia. This led to her work as an Associate with MacEachern Gambrel, where she focused her skills in the area of complex personal injury and family law cases.

Upon arriving in Alberta, Beryl opened her own law practice in 1996 with a continued focus on personal injury and family law. In 2003, she brought her mediation and negotiation skills to Moe and Hannah, and partnered with them in 2007, forming the law firm of Moe Hannah McNeill LLP.

In 2012 Beryl established the McNeill Family Law office so that she could concentrate her practice on assisting couples to divorce amicably and constructively, without the destruction that often accompanies a traditional separation or divorce.

Beryl is very active with the Family Bar and the Collaborative Law Community. Beryl’s involvement provides her clients with assurance that she has her finger on the pulse of Family Law in Alberta, offering them a distinct advantage in their quest for equity and civility.

McNeill Family Law
Beryl McNeill
Lawyer& Mediator
#200, 638-11 Avenue S.W.,
Calgary, AB T2R 0E2
403-410-3845
Web:www.mcneillfamilylaw.ca

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