Northwest Justice Project: Foreclosure Mediation in Washington State

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Northwest Justice Project: Foreclosure Mediation in Washington State


A basic introduction to Washington’s new mediation process for homeowners facing foreclosure. Current as of December 2011. You can help us make NJP’s videos better! Please let us know what you thought about the video by answering this brief survey:

Welcome to the Northwest Justice Project’s webcast about Foreclosure Mediation in Washington State.

The foreclosure process can be a long and bumpy road… but some people facing foreclosure in Washington now have another path to stay in their home: Mediation.

Your bank or mortgage company now must tell you about your new options before foreclosure. After you miss a few payments, you should receive a written “Notice of Pre-Foreclosure Options.”

You then have thirty days to ask for a meeting with your bank to talk about alternatives to foreclosure. This first meeting is not mediation, but if you and the bank don’t agree on a plan, an attorney or housing counselor can help you take the next step: asking for mediation.

You have to have a referral from an attorney or counselor to get to go to mediation. If you haven’t talked to a housing counselor or attorney about your options, do it right now. He or she can discuss whether you qualify and then send a mediation request form to the state’s Department of Commerce.

Find more information on housing counselors from the Homeownership Resource Center at 1-877-894-HOME. You may also get a referral or qualify for free legal help from the Northwest Justice Project. Call 1-800-606-4819.

After the request is sent, watch your mailbox. You should get some important instructions, and a list of documents you’ll need to bring to the upcoming mediation. Try to hustle and gather the paperwork together. Your attorney or housing counselor can help you. You must send copies of your documents to the bank and mediator at least 10 days before the mediation day.

You and the mortgage company will split the cost of the 0 mediation fee.
To avoid foreclosure, you’ll have to do some more homework. Mediation is your chance to show why you should stay in your home. You’ll get to explain why you fell behind. And you’ll also have to show a detailed financial plan showing how you’ll keep up with payments in the future. Talk to an attorney or housing counselor for help on writing up your proposal.

It’s important to have a realistic proposal; you probably won’t be able to stay in your house If you don’t have enough income to pay even a reduced loan payment.

On the day of your mediation, show up early. Bring all your documents and extra copies. So, who’s going to be in the mediation room? The bank’s attorney will be there… and another person from the bank (probably on a speaker phone). Your attorney or housing counselor might be there, or you can bring a friend or family member for support. And of course you’ll be there.

And then the mediator— the mediator is kind of like a judge. She won’t take sides between you and the bank. But unlike a judge, she can’t order you or the bank to do something. It’s okay to ask the mediator questions about the process or the bank’s documents if you don’t understand.

When the mediation starts, you will have time to show your documents and explain your proposal to pay. Be completely honest if you get asked any questions.

Then someone from the bank will tell the bank’s side of the story. The bank will have math calculations to show how much it would cost the bank to foreclose compared with allowing you to stay but with a reduced loan payment.

If you don’t make a new payment agreement, be prepared to discuss your other options such as a later move-out date or short-sale. You should talk about these options with your housing counselor or attorney before the mediation so you’re ready.

Mediation Services Brisbane Qld

If you and the bank agree on a new plan, make sure you understand exactly what you’ll owe, and when. You can ask the mediator to help put it in writing, and have everybody sign it for proof. Your new payment plan may include a trial period to make sure you can really make the reduced payments. These are the most important payments you will make, because if you miss one, you won’t get a full loan modification and the bank may start foreclosure again.

Stick to the plan, though, and you may be able to stay in your home.

*** *** ***

This video was produced in December 2011. The laws may have changed since that time. This video provides general information only. Your situation may be very different than those shown in this video. This video is not a substitute for talking to a lawyer about your unique situation. It does not create an attorney-client relationship. It cannot predict or guarantee an outcome in any proceedings related to foreclosure mediation.

How the Mediation Process Works to Achieve an Uncontested Divorce

Posted on in Mediation Services Brisbane Qld

How the Mediation Process Works to Achieve an Uncontested Divorce

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Supreme Court Takes A Tough Stand On Mediation In Rape Cases | ExpressTV

Posted on in Sunshine Coast Mediation Specialists

Supreme Court Takes A Tough Stand On Mediation In Rape Cases | ExpressTV


Express TV the 24/7 Telugu news channel dedicated to Infotainment content. The channel delivers breaking news, live reports, exclusive interviews, political debates, women’s infotainment programs, sport, weather, entertainment, business updates, filmy news, filmy gossips and current affairs.

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Follow us @ https://www.facebook.com/ExpressTV.in
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Mediator Training Clip 1 – Agenda – Language & Interruptions

Posted on in Mediation Services Brisbane Qld

Mediator Training Clip 1 – Agenda – Language & Interruptions


MediationTrainingResources.com demo Clip1:”An Interest-based Mediation…,” demonstrates and explains the problem-solving, facilitative mediation process. The series includes three DVDs, a Student Handbook, a Teacher’s Manual, and other teaching materials. It is used in mediator training programs, law school dispute resolution courses, and continuing education classes. Clip 1 of four posted clips centers on: Agenda – Avoiding Charged Language and Handling Interruptions.

This workplace conflict involves an employment discharge allegedly based on disability. The mediator, Andrew Kidde, J.D., must address both inter-personal and practical issues. The mediator demonstrates skilled interventions designed to diffuse conflict, restore relationships, break impasse, and reach resolution. The mediator and the parties also reflect on the process in pre- and post-mediation interviews.

The dispute is realistically portrayed, though parties and dispute are fictional. The Teacher’s Manual includes class exercises and elaborates on many topics, such as how this style of mediation is relevant to shuttle negotiation. The 92-min. DVD can be shown in one sitting or its chapters assigned individually as students study each stage of the process.

Other DVDs in the series are a full 3-hour mediation and “Stop Action! What Would YOU Do?,” which generates lively class debate with questions posed at critical decision points in the mediation. Produced by Seattle University Law Professor Melinda J. Branscomb and Sue Ann Allen, Training Director, Dispute Resolution Center of King County. Purchase at www.MediationTrainingResources.com. Educator discounts available for community mediation centers and school and university classroom use.

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Inauguration Hyderabad Mediation Center City Civil Court Altamas Kabir Chief Justice India

Posted on in Sunshine Coast Mediation Specialists

Inauguration Hyderabad Mediation Center City Civil Court Altamas Kabir Chief Justice India


http://www.newswala.com:

Author: Rayees Azam

For more information and updated news please log onto www.newswala.com

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Orange County Divorce Mediation Process

Posted on in Mediation Services Brisbane Qld

Orange County Divorce Mediation Process


Family Law and Divorce Attorney Kevin Gibbs explains the process of divorce mediation. The Law Office of Kevin B. Gibbs handles all Family Law including Divorce, Child Custody and Support, Alimony, Property Division, Mediation and more in all parts of Orange County, California. You can contact Mr. Gibbs at www. kevinbgibbs.com or 714-282-2678.

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Mediation in Florida. What is a Mediation: by Florida Trial Lawyer Matt Powell

Posted on in Sunshine Coast Mediation Specialists

Mediation in Florida.  What is a Mediation: by Florida Trial Lawyer Matt Powell


http://www.MattLaw.com

Mediation explained by
Personal Injury Lawyer Matt Powell
from Tampa
Florida explains how mediation works and
what you can expect if you
attend a mediation.
How to get a settlement for your case.
Mediation is a process where each
side agrees to use
a neutral third party who is
called a Mediator.
The parties agree on a date,
time and location
as well as who the mediator will be.
Sometimes mediation is
ordered by the court
and sometimes it is voluntarily
agreed to by the parties.

I meet with my clients for at least
one hour before
any mediation to go over the
specific facts
and issues of their case.

With some complex cases,
the mediation meeting may
even be longer.

The mediator will pass around
a document in which every
person attending the mediation
will sign agreeing
to keep the discussions and
negotiations that take place
at the mediation confidential.

Mediation is confidential.
What this means is that each
side can for the
purpose of trying to settle the case,
agree or admit to things
that they may not agree
or admit at trial.

And because mediation is
confidential,
each side can relax and not worry
about saying something
that will be used against them at trial.

For example, the defense may
say they are not
contesting fault at mediation,
but they may fight fault at trial.

Or they may offer a settlement figure,
or you may make a settlement offer,
and if the case is not settled,
neither side can suggest to the
judge or jury
that at mediation one side was
willing to settle the case
for a certain amount.

When I am selecting a mediator,
I find an experienced lawyer
who has handled the types of cases
that are being mediated.

I have found that former trial lawyers
and judges are
excellent mediators because they
have a good
grasp of the issues that will be
presented at mediation,
as well as a good understanding of
the costs and risks
associated with litigation.

Most mediators in Florida are
certified by the Florida Bar.

The mediator’s role at the
mediation is to help
both sides focus on the issues
and help the parties
reach an agreement.

They try to reduce the negative
feelings and points of
controversy between the parties.
They will suggest that the parties
should openly
discuss the issues in their case in
such a way that a
resolution may be reached.

They will also convey the risk
of having a jury of strangers
and a judge making the decisions that will
affect all of the parties,
if a settlement is not reached.

It is important to remember
that a mediator is not
permitted to give legal advice,
nor do they rule or make any
decisions for the parties.

Mediation has a pretty high success rate.

However, I have found that some
insurance companies
have started using mediation as
a tool to try and
drive a wedge between the plaintiff’s
lawyer and his client.

They do this by making ridiculously
ow offers to the plaintiffs.
Prior to going to the mediation,
some lawyers will suggest to their
client that mediation will
be a positive experience in which the
insurance company
will come in good faith and offer
reasonable amounts
to settle the case.

So when that doesn’t happen,
the client begins to doubt their
attorney’s skill.
This is a cheap trick that insurance
companies are using
to create friction between an
attorney and his client.
However, the insurance companies
do not use this tactic with
aggressive trial lawyers that they
know have the skill,
experience and resources to go
all the way to trial.

So attorneys, who may not be
prepared to go to trial,
will, unfortunately, cave under this
insurance tactic and pressure
their client to settle the case for
less than it is worth,
and take the low offer made by the
insurance company.

Once all parties arrive at the mediation,
and the mediator has introduced everyone
and everyone has signed
a confidentiality agreement,
the mediator usually turns to the
plaintiff’s lawyer and asks
that he/she make their opening statement.

The opening statement can be as short as two
or three minutes.
In other cases, it can be as long as two or
three hours with exhibits such
as medical records,
video clips of depositions,
photographs and charts.

The plaintiff is trying to help the mediator,
as well as the insurance claims adjustor
and the defense attorney,
understand what a jury will likely see in the
event the matter is not resolved at mediation.

After the plaintiff’s lawyer has made
his opening statement,
the mediator will then allow the
defense attorney to
present their side of the case.

Typically, the defense attorney will address
my client directly
and say something like
This is my only opportunity to speak to you,
and I have a job to do and I’m going to say
things that you won’t like.

http://www.MattLaw.com

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Mediation – Key Qualities of the Mediation Process

Posted on in Mediation Services Brisbane Qld

Mediation – Key Qualities of the Mediation Process


http://charltonedwards.com/

Stated in this video are the proper protocols while undergoing the mediation process. Mediation helps people come up with a fair agreement and judgment without doing any critical damage to both parties.

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With mediation, do I have to go to court first? Do I have to have a lawyer?

Posted on in Sunshine Coast Mediation Specialists

With mediation, do I have to go to court first? Do I have to have a lawyer?


Lennie Burke, Professional Guardian and Professional Mediator with Harmony Mediation addresses the question: Perhaps mediation would help resolve a dispute I’m in. Do I have to go to court first? Do I have to have a lawyer?

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Peter Robinson: Legal Process of Arbitration vs. Mediation – Mediate.com Video

Posted on in Mediation Services Brisbane Qld

Peter Robinson: Legal Process of Arbitration vs. Mediation – Mediate.com Video


Peter Robinson discusses differences between legal arbitration and mediation – mediation being the more effective process.

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Jonathan G. Chance Divorce Attorney San Mateo – Family Court Mediation

Posted on in Sunshine Coast Mediation Specialists

Jonathan G. Chance Divorce Attorney San Mateo – Family Court Mediation


Family law attorney Jonathan Chance at JC Law Offices knows how important divorce, child custody, domestic violence and other family law issues can be. Attorney Chance has represented clients from all over the bay area.

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