Northwest Justice Project: Foreclosure Mediation in Washington State

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Northwest Justice Project: Foreclosure Mediation in Washington State


A basic introduction to Washington’s new mediation process for homeowners facing foreclosure. Current as of December 2011. You can help us make NJP’s videos better! Please let us know what you thought about the video by answering this brief survey:

Welcome to the Northwest Justice Project’s webcast about Foreclosure Mediation in Washington State.

The foreclosure process can be a long and bumpy road… but some people facing foreclosure in Washington now have another path to stay in their home: Mediation.

Your bank or mortgage company now must tell you about your new options before foreclosure. After you miss a few payments, you should receive a written “Notice of Pre-Foreclosure Options.”

You then have thirty days to ask for a meeting with your bank to talk about alternatives to foreclosure. This first meeting is not mediation, but if you and the bank don’t agree on a plan, an attorney or housing counselor can help you take the next step: asking for mediation.

You have to have a referral from an attorney or counselor to get to go to mediation. If you haven’t talked to a housing counselor or attorney about your options, do it right now. He or she can discuss whether you qualify and then send a mediation request form to the state’s Department of Commerce.

Find more information on housing counselors from the Homeownership Resource Center at 1-877-894-HOME. You may also get a referral or qualify for free legal help from the Northwest Justice Project. Call 1-800-606-4819.

After the request is sent, watch your mailbox. You should get some important instructions, and a list of documents you’ll need to bring to the upcoming mediation. Try to hustle and gather the paperwork together. Your attorney or housing counselor can help you. You must send copies of your documents to the bank and mediator at least 10 days before the mediation day.

You and the mortgage company will split the cost of the 0 mediation fee.
To avoid foreclosure, you’ll have to do some more homework. Mediation is your chance to show why you should stay in your home. You’ll get to explain why you fell behind. And you’ll also have to show a detailed financial plan showing how you’ll keep up with payments in the future. Talk to an attorney or housing counselor for help on writing up your proposal.

It’s important to have a realistic proposal; you probably won’t be able to stay in your house If you don’t have enough income to pay even a reduced loan payment.

On the day of your mediation, show up early. Bring all your documents and extra copies. So, who’s going to be in the mediation room? The bank’s attorney will be there… and another person from the bank (probably on a speaker phone). Your attorney or housing counselor might be there, or you can bring a friend or family member for support. And of course you’ll be there.

And then the mediator— the mediator is kind of like a judge. She won’t take sides between you and the bank. But unlike a judge, she can’t order you or the bank to do something. It’s okay to ask the mediator questions about the process or the bank’s documents if you don’t understand.

When the mediation starts, you will have time to show your documents and explain your proposal to pay. Be completely honest if you get asked any questions.

Then someone from the bank will tell the bank’s side of the story. The bank will have math calculations to show how much it would cost the bank to foreclose compared with allowing you to stay but with a reduced loan payment.

If you don’t make a new payment agreement, be prepared to discuss your other options such as a later move-out date or short-sale. You should talk about these options with your housing counselor or attorney before the mediation so you’re ready.

Mediation Services Brisbane Qld

If you and the bank agree on a new plan, make sure you understand exactly what you’ll owe, and when. You can ask the mediator to help put it in writing, and have everybody sign it for proof. Your new payment plan may include a trial period to make sure you can really make the reduced payments. These are the most important payments you will make, because if you miss one, you won’t get a full loan modification and the bank may start foreclosure again.

Stick to the plan, though, and you may be able to stay in your home.

*** *** ***

This video was produced in December 2011. The laws may have changed since that time. This video provides general information only. Your situation may be very different than those shown in this video. This video is not a substitute for talking to a lawyer about your unique situation. It does not create an attorney-client relationship. It cannot predict or guarantee an outcome in any proceedings related to foreclosure mediation.

Is mediation required by the courts? Would we have to mediate before a court hearing anyway?

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Workers Compensation Mediation

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Workers Compensation Mediation


Workers’ Compensation Attorney Beth Gearhart describes the mediation process for Georgia’s workers compensation. Beth explains what you can expect during the mediation in a list of steps. If you are an injured workers or someone who recently filed a work injury claim, contact Beth Gearhart for a free phone consultation. Watch this video to learn more about the work comp mediation process.

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Marilyn McKnight: Belief that Mediation Needs to be Separate from Courts – Mediate.com Video

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Marilyn McKnight: Belief that Mediation Needs to be Separate from Courts – Mediate.com Video


Marilyn McKnight discusses how court-connected mediators’ first duty is to the court, not the client.

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This small claims video series was made possible thanks to a grant from the State Bar of Nevada’s Lawyer Referral and Information Service

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Divorce Mediation Process: How do I prepare for divorce mediation? Divorce Mediation St. Louis Mo

Posted on in Mediation Services Brisbane Qld

Divorce Mediation Process: How do I prepare for divorce mediation? Divorce Mediation St. Louis Mo


Divorce Mediation Process: How do I prepare for divorce mediation? Divorce Mediation St. Louis Missouri https://MediationServicesLLC.com (314) 272-0727

Hi, I’m Nicole Davis, (Divorce Financial Expert and Mediator) I provide divorce and mediation services in St. Louis Missouri.
Many divorcing spouses look for information such as divorce mediation checklists. Well, in this video I’d like to answer a common question that many divorcing couples have which is “How do I prepare for divorce mediation?”

I will cover 4 of the most important divorce mediation checklist items which will set you up for success during divorce mediation:

#1 Commit to the mediation process

When suited as a good fit, divorce mediation is extremely effective and successful. With such a high success rate it’s no wonder spouses are giving divorce mediation a chance in lieu of a costly court battle.

To be successful, you must be committed to the divorce mediation process. This process requires participation from each spouse. There is no hiding behind an attorney so it will take work from each person to resolve the issues. If you are not committed to this process then mediation will not be successful.

#2 Be ready to tell your story

There are many benefits of divorce mediation; one of the biggest is that divorcing spouses get to tell their side of the story. Contrary to popular belief, this does not happen in divorce court. So be prepared to tell your story. It may be helpful to write it down before your first mediation session. If you tend to lose your train of thought when emotional then take your written story with you and read your written story.

The important thing is that you are open and honest when sharing your story. It should convey your point-of-view, concerns, priorities, and desired outcome. This information is very important to the mediator because it will help him or her facilitate a successful mediation.

#3 Be open to your spouse’s point-of-view

Mediation requires that each party be open to hearing the other person’s point-of-view. So, come to mediation with an open mind. Be willing to accept that the other person has their own story, just as you have yours.

Giving respect to each other’s point-of-view will facilitate productive brainstorming and problem-solving during the mediation process. By understanding each other’s perspective you, along with the mediator, can find amicable agreements to the issues.

#4 Come to mediation with your thinking cap on

Mediation allows the parties to decide the outcome, not a judge. So, instead of working on a bunch of paperwork to get things started in court, mediation actually jumps right into solving the problems. Did you know that problems can actually be resolved during the first mediation session?

For this to happen, it requires both parties to arrive with their thinking caps on. The mediator will facilitate brainstorming and problem-solving activities, but he or she will not solve the problem for you. The divorcing spouses will actually craft their own solutions. Mediation is very empowering and rewarding because it allows spouses to develop solutions that are unavailable in the court system.

If you are getting divorced or want to know more about divorce mediation or if you are looking for a divorce mediator in Missouri or Illinois then give us a call (314) 272-0727.

Or visit our website at https://MediationServicesLLC.com to learn more.

And we’d love to hear from you. Give us your feedback or leave a comment below to let us know what you’d like to hear about next.

For more divorce information, check out our other videos on divorce:

https://youtu.be/FYGzlZ4orD0 What is Mediation? What is the Mediation Definitions?

https://youtu.be/mpPEF81ep0g How long does divorce mediation take?

https://youtu.be/SvTcertORd0 What is a Financial Neutral in Collaborative Divorce?

https://youtu.be/l0lsgTtcS4Y How to Buy a House After Divorce?

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Mediation and Child Custody

Posted on in Sunshine Coast Mediation Specialists

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I help families find peaceful resolutions. Mediation can be used to settle disputes in Domestic Partnerships or Divorce, co-parenting agreements and much more at a fraction of the cost. In some cases litigation expenses can be an average of ,000. Hiring a mediator is cost effective saving parties thousands of dollars in legal fees.

In some cases like contested Divorce and child custody, mediation may be mandatory.

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applying the mediation process in workplace case study

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applying the mediation process in workplace case study


Get 15% Discount: https://goo.gl/KQGjWw?19741

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